"A Decent Card"
Chase Freedom® Visa - $50 Bonus Cash Back Review
Written by: eldarwen on 2008-02-22
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
eldarwen's review: 
I think this is a decent card to use. I like the rewards program on it. I am a little less thrilled with the 17% interest rate on the thing. I can enjoy the fact that I can pay my bill online and it is not a problem. Especially if you bank with Chase as well. I love the fact that when you get the bill, you can see everything clearly.
I think this is a decent card to use. I like the rewards program on it. I am a little less thrilled with the 17% interest rate on the thing. I can enjoy the fact that I can pay my bill online and it is not a problem. Especially if you bank with Chase as well. I love the fact that when you get the bill, you can see everything clearly.
12 Comments
Comment 1 by hjm331
Pending Charges 
on 2008-02-22
Do they show pending charges when you log onto your account online?
on 2008-02-22 Do they show pending charges when you log onto your account online?
Comment 2 by rivasglo
Pending Charges... on 2008-02-23
I have the Flexible Rewards Visa from Chase... And Im able to see the TOTAL AMT that's pending but not the VENDOR like a debit card does...
on 2008-02-23 I have the Flexible Rewards Visa from Chase... And Im able to see the TOTAL AMT that's pending but not the VENDOR like a debit card does...
Comment 3 by hjm331
HSBC And BofA on 2008-02-23
Do you have any HSBC or Bank of America credit cards? If you do, you'll know what I mean.
on 2008-02-23 Do you have any HSBC or Bank of America credit cards? If you do, you'll know what I mean.
Comment 4 by eldarwen
Pending Stuff on 2008-02-23
I usually can see my pending transactions when I log on to Chase. Which is nice.
on 2008-02-23 I usually can see my pending transactions when I log on to Chase. Which is nice.
Comment 5 by hjm331
RE: Eldarwen on 2008-02-23
When you take a look at the pending charges, does it show who's charging you for that specific amount?
on 2008-02-23 When you take a look at the pending charges, does it show who's charging you for that specific amount?
Comment 6 by eldarwen
I Usually Check It At Night on 2008-02-23
I usually check mine at night. It also shows my pending payment when I pay online. The website for this one is very easy to navigate. Which is a plus for me.
on 2008-02-23 I usually check mine at night. It also shows my pending payment when I pay online. The website for this one is very easy to navigate. Which is a plus for me.
Comment 7 by annette
Credit Limit on 2008-02-25
I just got the Instant approval and said my card would arrive in two weeks. Do you get a credit limit with this card or what ? I'm new to chase did'nt really know what the freedom means... Like with rewards or limits etc :)
on 2008-02-25 I just got the Instant approval and said my card would arrive in two weeks. Do you get a credit limit with this card or what ? I'm new to chase did'nt really know what the freedom means... Like with rewards or limits etc :)
Comment 8 by eldarwen
You Do Get A Limit on 2008-02-26
You do get a CL. Mine is like 5,000. I think it is called freedom is because you earn cash or points and you can switch if you want.
on 2008-02-26 You do get a CL. Mine is like 5,000. I think it is called freedom is because you earn cash or points and you can switch if you want.
Comment 9 by annette
Chase on 2008-02-26
Amen... I'm so glad to be rid of Orchard / HSBC. How long did it take to get your card ? Now that my scores are 646 657 655 I'm closing all cards that come from HSBC. It feels good not having an annual fee ! I don't even care if the interest rate is 17% HSBC is like 22% and has all those fees.
on 2008-02-26 Amen... I'm so glad to be rid of Orchard / HSBC. How long did it take to get your card ? Now that my scores are 646 657 655 I'm closing all cards that come from HSBC. It feels good not having an annual fee ! I don't even care if the interest rate is 17% HSBC is like 22% and has all those fees.
Comment 10 by hjm331
RE: Annette on 2008-02-26
I also hate how their CS is outsourced and they try to sell you their fake protection plans. I told one of their CSR that I'm not interested in their program and he said "Ok, I will enroll you right now." Then, I started yelling at him saying I don't want any other charges on my bill.
on 2008-02-26 I also hate how their CS is outsourced and they try to sell you their fake protection plans. I told one of their CSR that I'm not interested in their program and he said "Ok, I will enroll you right now." Then, I started yelling at him saying I don't want any other charges on my bill.
Comment 11 by annette
LOL on 2008-02-27
Omg that's what happen to me when I called like after a yr of not getting cli. The lady tried to sell me credit watch or something like that and then tried to charge me 30 for cli I was like shut-up ya got to kiddin me and then I'm like NO. And shes like yes no lol I'm like N O...
on 2008-02-27 Omg that's what happen to me when I called like after a yr of not getting cli. The lady tried to sell me credit watch or something like that and then tried to charge me 30 for cli I was like shut-up ya got to kiddin me and then I'm like NO. And shes like yes no lol I'm like N O...
Comment 12 by eldarwen
I Did Not Take Me Long To Get It. on 2008-02-27
On the Chase website, it did not take me long to apply. What I didn't like was how I did not get a 60 second descision. I ended up calling two days later wanting to know if I was approved for a credit card. It was with my Amex card that I got an answer to see if I was approved or not. The Chase Freedom card is for somebody who has a 'good' credit rating. I think you may get one with those scores. I wouldn't recommend that you close those accounts yet.
on 2008-02-27 On the Chase website, it did not take me long to apply. What I didn't like was how I did not get a 60 second descision. I ended up calling two days later wanting to know if I was approved for a credit card. It was with my Amex card that I got an answer to see if I was approved or not. The Chase Freedom card is for somebody who has a 'good' credit rating. I think you may get one with those scores. I wouldn't recommend that you close those accounts yet.
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Disclaimer: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Review content is powered by Finance Globe.
