"Getting Card In Mail-Have Questions"
Continental Finance MasterCard® Review
Written by: candy on 2006-11-26
Overall Satisfaction
Customer Service
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candy's review: I was approved in seconds the other day when I applied online and I should be getting my card in the mail sometime next week so I have some questions, I'm hoping some of you can answer.
If your balance is $50 or below, for example $33, is your minimum payment $33 for that month? If your balance is ABOVE $50, for example $52, is your minimum payment 2.50% of that or is it $50? I'm very confused as to how their minimum payments are. Also is the $10 maintenance fee deducted from your credit line reducing it or what? Also, can you make your first payment when you call to activate your card via debit/credit card? If so, how much is it to do that by phone? I ask because I know it costs $8 or so to do check by phone but I'm not going to do that. I'm going to do instant payments like on a card or western union.
I look forward to getting a real credit card (haven't had one in 4 years or more) and this time, I'm making sure I don't screw up. I'm working to raise my credit score. Please email me at jesuseternal@gmail.com
If your balance is $50 or below, for example $33, is your minimum payment $33 for that month? If your balance is ABOVE $50, for example $52, is your minimum payment 2.50% of that or is it $50? I'm very confused as to how their minimum payments are. Also is the $10 maintenance fee deducted from your credit line reducing it or what? Also, can you make your first payment when you call to activate your card via debit/credit card? If so, how much is it to do that by phone? I ask because I know it costs $8 or so to do check by phone but I'm not going to do that. I'm going to do instant payments like on a card or western union.
I look forward to getting a real credit card (haven't had one in 4 years or more) and this time, I'm making sure I don't screw up. I'm working to raise my credit score. Please email me at jesuseternal@gmail.com
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Disclaimer: This content is not provided by First Bank of Delaware. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First Bank of Delaware. Review content is powered by Finance Globe.