"Need Help From Everyone..."
Hooters MasterCard Review
Written by: desihunk17 on 2008-02-10
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
desihunk17's review: 
Hey guys... I applied for this car last July 2007 and got approved for $5000 and now it's been six months. I was wondering has anyone had a credit limit increase from this Hooters card... If you have please let me know how much. My scores are around 720 with all three bureaus...
Hey guys... I applied for this car last July 2007 and got approved for $5000 and now it's been six months. I was wondering has anyone had a credit limit increase from this Hooters card... If you have please let me know how much. My scores are around 720 with all three bureaus...
11 Comments
Comment 1 by casey
CLI 
on 2008-02-10
Well, I've had my card about the same length of time of have, I which I had that nice high limit like you... Anyway, I have not received anything yet. Merrick, IMO, is hard to figure out. I have a Visa with them too... Used to get increases every 6 months, then they just stopped. Whatever... They are not my favorite cards anyway... Ridiculous interest rates, ugly card designs, rude customer service... Usually my last choice card.
on 2008-02-10 Well, I've had my card about the same length of time of have, I which I had that nice high limit like you... Anyway, I have not received anything yet. Merrick, IMO, is hard to figure out. I have a Visa with them too... Used to get increases every 6 months, then they just stopped. Whatever... They are not my favorite cards anyway... Ridiculous interest rates, ugly card designs, rude customer service... Usually my last choice card.
Comment 2 by porgy1000
CLI on 2008-02-10
From what I know about Merrick bank, the first credit line increase is 8 to 9 months after the card is issued. Then they give a 20% increase every 6 to 8 months after that.
I have my Hooters card since 12/07. Initial credit line is $9500 with a 9.9% rate. They go by your FICO scores to figure your initial credit line, interest rate and annual fee if any.
They don't just give a credit line increase though, only if your other cards are current and you have never been late on your Hooters or any other card. There are conditions for the credit line increase. Who knows why they may or may not give it though. They are really no differient then any other bank LOL
on 2008-02-10 From what I know about Merrick bank, the first credit line increase is 8 to 9 months after the card is issued. Then they give a 20% increase every 6 to 8 months after that. I have my Hooters card since 12/07. Initial credit line is $9500 with a 9.9% rate. They go by your FICO scores to figure your initial credit line, interest rate and annual fee if any.
They don't just give a credit line increase though, only if your other cards are current and you have never been late on your Hooters or any other card. There are conditions for the credit line increase. Who knows why they may or may not give it though. They are really no differient then any other bank LOL
Comment 3 by arod
Hooters Card on 2008-02-10
I recently was approved for this card and my CL is $1750 and wow you got $5000 I think it great. They do take along time to increase your credit because I HAD MERRICK BANK IN THE PAST but hang in there I'm sure you will get one soon. I think you have a great credit line.
Take care,
alex
on 2008-02-10 I recently was approved for this card and my CL is $1750 and wow you got $5000 I think it great. They do take along time to increase your credit because I HAD MERRICK BANK IN THE PAST but hang in there I'm sure you will get one soon. I think you have a great credit line. Take care,
alex
Comment 4 by meya
Your Answer on 2008-02-10
Well I am here to save the daaaaaay! Yes I just received a cli from them aobut 2 or 3 days ago for $200. I thought I was at my 4-5 month mark with them but this is acutally my 6th month. I did not know that I had a cli with them until I pulled my credit report and saw a difference. Go to the the "The Netowrk" and click the most recent link "Put your credit limit increases here" and you can read some valuable information about this card that Porgy1000 added.
on 2008-02-10 Well I am here to save the daaaaaay! Yes I just received a cli from them aobut 2 or 3 days ago for $200. I thought I was at my 4-5 month mark with them but this is acutally my 6th month. I did not know that I had a cli with them until I pulled my credit report and saw a difference. Go to the the "The Netowrk" and click the most recent link "Put your credit limit increases here" and you can read some valuable information about this card that Porgy1000 added.
Comment 5 by porgy1000
CLI on 2008-02-11
Meya the should have gave you a $2000 CLI just because your NICE hehehehehe
on 2008-02-11 Meya the should have gave you a $2000 CLI just because your NICE hehehehehe
Comment 6 by hjm331
RE: Porgy on 2008-02-11
Maybe you should break off some of your CL's and transfer them to some Meya's cards and show her how much of a good friend you are.
on 2008-02-11 Maybe you should break off some of your CL's and transfer them to some Meya's cards and show her how much of a good friend you are.
Comment 7 by john1979
CLI on 2008-02-11
I applied and was approved for this card in July 07 with a 3250 CL. FIco at the time was 640-650. Anyway I have not received a CLI either. I will post if I ever do get one though!
on 2008-02-11 I applied and was approved for this card in July 07 with a 3250 CL. FIco at the time was 640-650. Anyway I have not received a CLI either. I will post if I ever do get one though!
Comment 9 by john1979
RE: on 2008-02-11
I thought with merrick bank you were not able to request a CLI? Any info will help... Also I am looking for the back door number to Cap 1? Thanks!
on 2008-02-11 I thought with merrick bank you were not able to request a CLI? Any info will help... Also I am looking for the back door number to Cap 1? Thanks!
Comment 10 by meya
Re: Porgy1000 & Hjm331 on 2008-02-12
Porgy I wish that they would have sent me a 2k limit, I would be happy as I don't know what.
Hummm hjm331, that does seems like a good Idea. Ok Porgy, transfer over some of your cl's and then I will know that you are a truuuuue friend... Lol.
on 2008-02-12 Porgy I wish that they would have sent me a 2k limit, I would be happy as I don't know what. Hummm hjm331, that does seems like a good Idea. Ok Porgy, transfer over some of your cl's and then I will know that you are a truuuuue friend... Lol.
Comment 11 by porgy1000
CLI on 2008-02-12
Meya you know what I always say about banks LOL, if you do NOT need money they want to give it to you. If you in fact need money, good luck getting some. I just think the system is all F**ked up, no offense hehehehhe
on 2008-02-12 Meya you know what I always say about banks LOL, if you do NOT need money they want to give it to you. If you in fact need money, good luck getting some. I just think the system is all F**ked up, no offense hehehehhe
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
