"Constantly Declined"
Target REDcard® Store Card Review
Written by: confusedinatl on 2006-11-03
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
confusedinatl's review: 
I'm bothered by the review which states FICO's of 478 or higher are more likely to be approved. My FICO is much higher and I've gotten declined approx. 3 times.
Any body else experience similar?
I'm bothered by the review which states FICO's of 478 or higher are more likely to be approved. My FICO is much higher and I've gotten declined approx. 3 times.Any body else experience similar?
2 Comments
Comment 1 by dee
No Limit Increases 
on 2006-11-21
I agree, I do not understand Target Bank at all. I applied and was approved for the card with a $200 limit last year. Since then, I have dramatically increased my credit score to 706 and I tried to get my limit increased and they declined it! The same time I got the Target card, I also got an Eddie Bauer and Walmart and I have had my credit limits increased with both of them several times!
Does not make sense. Their rewards are not that good either. I would suggest other cards over this one.
on 2006-11-21 I agree, I do not understand Target Bank at all. I applied and was approved for the card with a $200 limit last year. Since then, I have dramatically increased my credit score to 706 and I tried to get my limit increased and they declined it! The same time I got the Target card, I also got an Eddie Bauer and Walmart and I have had my credit limits increased with both of them several times! Does not make sense. Their rewards are not that good either. I would suggest other cards over this one.
Comment 2 by ben
Did Just Fine on 2006-11-30
I don't know how to get my credit score but I am just starting to build credit I am 21 and got approved for the target card with a $300 limit, maybe they have improved the system since you applied
on 2006-11-30 I don't know how to get my credit score but I am just starting to build credit I am 21 and got approved for the target card with a $300 limit, maybe they have improved the system since you applied
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Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
