"Secret Credit Limit "
One from American Express® Review
Written by: micheal on 2006-10-08
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
micheal's review: 
I received my new card last week. This week the first time I attempted to use it was for a $1,200 purchase. The purchase was denied at the register, so the clerk called AE.
I spoke to AE on the phone and they said I couldn't buy the item because I had "not established credit" with them. And that I could be only be approved for 500.00 that nite. They asked if I could "prepay" and "wire" money into my zero balance credit card acct to buy the merchandise... INSANE!!
SOO, BEWARE of this card, DO NOT get into a emergency situation and try to use it if your a fairly new customer. THERE IS A SECRET CREDIT LIMIT, YOU MUST CALL TO FIND OUT WHAT IT IS!!
I received my new card last week. This week the first time I attempted to use it was for a $1,200 purchase. The purchase was denied at the register, so the clerk called AE.I spoke to AE on the phone and they said I couldn't buy the item because I had "not established credit" with them. And that I could be only be approved for 500.00 that nite. They asked if I could "prepay" and "wire" money into my zero balance credit card acct to buy the merchandise... INSANE!!
SOO, BEWARE of this card, DO NOT get into a emergency situation and try to use it if your a fairly new customer. THERE IS A SECRET CREDIT LIMIT, YOU MUST CALL TO FIND OUT WHAT IT IS!!
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
