"Approved"
HSBC American Express® Card with Plus Rewards Review
Written by: beanciapoo on 2008-01-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
beanciapoo's review: 
My husband was sent a Pre-Approved off in the mail @ the end of December of 2007. I applied online for him and was approved instantly. Credit limit is $2000.00 and his credit score with TransUnion is 690 but I am not sure if that is the credit bureau they checked. It does have a rewards program. Will update you on this card soon when we use it. Received card on 1/03/2008
My husband was sent a Pre-Approved off in the mail @ the end of December of 2007. I applied online for him and was approved instantly. Credit limit is $2000.00 and his credit score with TransUnion is 690 but I am not sure if that is the credit bureau they checked. It does have a rewards program. Will update you on this card soon when we use it. Received card on 1/03/2008
5 Comments
Comment 1 by meya
You Go Guys 
on 2008-01-05
Wahoooo! Now that is a New Year Bang. We will be right here listening.
on 2008-01-05 Wahoooo! Now that is a New Year Bang. We will be right here listening.
Comment 2 by clifton
I Want This Card Bad. on 2008-01-05
Considering that I have two HSBC cards already, this would probably be my best shot at getting an AMEX branded card someday.
on 2008-01-05 Considering that I have two HSBC cards already, this would probably be my best shot at getting an AMEX branded card someday.
Comment 3 by porgy1000
HSBC Maximums on 2008-01-05
Just remember, HSBC has a 3 card maximum, so if you want to open an account like this be sure to close one of your other HSBC accounts first if you have 3 open.
That would include Orchard Bank, GM flex, American dream etc.
You will get an auto denial if you have ANY 3 HSBC cards and apply for any 4th card.
on 2008-01-05 Just remember, HSBC has a 3 card maximum, so if you want to open an account like this be sure to close one of your other HSBC accounts first if you have 3 open.That would include Orchard Bank, GM flex, American dream etc.
You will get an auto denial if you have ANY 3 HSBC cards and apply for any 4th card.
Comment 4 by ash
Re on 2008-01-07
Regarding the 3 card issue, does it count if you are an AU "authorized user"? Just curious because I have two but am a AU on another account?
on 2008-01-07 Regarding the 3 card issue, does it count if you are an AU "authorized user"? Just curious because I have two but am a AU on another account?
Comment 5 by porgy1000
3 Card Max on 2008-01-07
Wow, great question Ash, I have no idea. You better call HSBC to confirm with them before you apply
on 2008-01-07 Wow, great question Ash, I have no idea. You better call HSBC to confirm with them before you apply
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Disclaimer: This content is not provided by Capital One Bank (USA), N.A.. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One Bank (USA), N.A.. Review content is powered by Finance Globe.
