"Pleased So Far"
Macy's Credit Card® Review
Written by: nwalker30 on 2008-01-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
nwalker30's review: 
After reading all of the reviews, I decided to apply. I knew I would get the $100 limit. To my surprise, I called the automated system and it said my limit was $500. This is not bad to start off with. I wanted this card because of the special savings they give cardholders. Similiar to JCPenny/Kohl's. I don't like that the online account management does not display your credit limit. I think I'll stop applying for cards for now. This gets kind of addictive LOL!
After reading all of the reviews, I decided to apply. I knew I would get the $100 limit. To my surprise, I called the automated system and it said my limit was $500. This is not bad to start off with. I wanted this card because of the special savings they give cardholders. Similiar to JCPenny/Kohl's. I don't like that the online account management does not display your credit limit. I think I'll stop applying for cards for now. This gets kind of addictive LOL!
8 Comments
Comment 1 by hjm331
Congrats! 
on 2008-01-09
Nwalker, what was the number you called that told you your credit limit?
on 2008-01-09 Nwalker, what was the number you called that told you your credit limit?
Comment 2 by nwalker30
Macy's Telephone Number on 2008-01-10
Here is the number:
CALL US
You can contact your store's Credit Customer Service Monday-Saturday 9am-9pm EST/PST and Sunday 11am-8pm EST/PST.
U. S. And Canadian customers call:
1 (866)593-2543
The automated system will tell you your limit. Hope this helps.
on 2008-01-10 Here is the number:CALL US
You can contact your store's Credit Customer Service Monday-Saturday 9am-9pm EST/PST and Sunday 11am-8pm EST/PST.
U. S. And Canadian customers call:
1 (866)593-2543
The automated system will tell you your limit. Hope this helps.
Comment 3 by hjm331
Credit Limit on 2008-01-21
Hey Nwalker, I called the number and I couldn't find any options in the automated system that told me my credit limit. Are there any specific numbers or options that I have to go through in order to hear my credit limit?
on 2008-01-21 Hey Nwalker, I called the number and I couldn't find any options in the automated system that told me my credit limit. Are there any specific numbers or options that I have to go through in order to hear my credit limit?
Comment 4 by nwalker30
1-866-593-2543 on 2008-01-22
I called the number listed and I entered my account number. It then gave a list of options. You have to enter your acct number or if you haven't received the card enter your ssn. (My account number flashed on the screen when I was approved) If both of those don't work, the system will transfer you to a csr and they can tell you your limit. I hope this works for you, let me know.
on 2008-01-22 I called the number listed and I entered my account number. It then gave a list of options. You have to enter your acct number or if you haven't received the card enter your ssn. (My account number flashed on the screen when I was approved) If both of those don't work, the system will transfer you to a csr and they can tell you your limit. I hope this works for you, let me know.
Comment 5 by nwalker30
Surprised on 2008-02-06
Well, I have to admit I'm a little shocked. I called the number listed on the back of my card to check my balance. The system said I had a credit balance of -.98 and available credit of $1000. They gave me a $500 increase just that fast. I just opened this account in January 2008! I'm very happy with my increase and this card. I only made one purchase of $25 and paid in full.
on 2008-02-06 Well, I have to admit I'm a little shocked. I called the number listed on the back of my card to check my balance. The system said I had a credit balance of -.98 and available credit of $1000. They gave me a $500 increase just that fast. I just opened this account in January 2008! I'm very happy with my increase and this card. I only made one purchase of $25 and paid in full.
Comment 6 by hjm331
Congrats On Your New CLI! on 2008-02-06
Nwalker, congrats on your CLI! I've had my Macy's card since November and I've charged about $120 on it. I bought two gift cards in December for $65 and paid it off before the statement closed. I bought a $50 gift card last month and also paid it off in full before the statement closed. They raised my CL in December from $300 to $600. They didn't give me a CLI this month. I'm hoping they would so next month because I'm going to buy some cologne that would cost me $150 after a $25 coupon. So I'd say that the CLI they gave you is pretty remarkable considering the fact that you only charged $25 on that card.
on 2008-02-06 Nwalker, congrats on your CLI! I've had my Macy's card since November and I've charged about $120 on it. I bought two gift cards in December for $65 and paid it off before the statement closed. I bought a $50 gift card last month and also paid it off in full before the statement closed. They raised my CL in December from $300 to $600. They didn't give me a CLI this month. I'm hoping they would so next month because I'm going to buy some cologne that would cost me $150 after a $25 coupon. So I'd say that the CLI they gave you is pretty remarkable considering the fact that you only charged $25 on that card.
Comment 7 by nwalker30
Thanks on 2008-02-07
Hjm, I was shocked also that I would get an increase after only spending $25. But I won't complain!
on 2008-02-07 Hjm, I was shocked also that I would get an increase after only spending $25. But I won't complain!
Comment 8 by hjm331
Run With It! on 2008-02-07
Don't complain with that CLI at all, just take it RUN as Meya always says lol
It is a good card and I know that it's going to help me in the long run with getting high tier cards regardless of it being just a store card. The payment history and the CL is what counts!
on 2008-02-07 Don't complain with that CLI at all, just take it RUN as Meya always says lolIt is a good card and I know that it's going to help me in the long run with getting high tier cards regardless of it being just a store card. The payment history and the CL is what counts!
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
