"VISA NO GO!"
Target REDcard® Store Card Review
Written by: chrispa on 2007-12-30
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
chrispa's review: 
I had a redcard for 7 months and its at 500cl. And well I decided to apply for the Visa and got a "needs futher processing" I called to check status, and well got declined... Reasoning I already have a redcard with them... Maybe they might eventually upgrade me to a target Visa in the future...
I had a redcard for 7 months and its at 500cl. And well I decided to apply for the Visa and got a "needs futher processing" I called to check status, and well got declined... Reasoning I already have a redcard with them... Maybe they might eventually upgrade me to a target Visa in the future...
6 Comments
Comment 1 by adicus
Upgrade. 
on 2007-12-30
Hi Chris.
From what I gather, Target usually upgrades you to the VISA card is you have a solid year of payment history and your FICO score has gone up. Not sure what the FICO criteria is though.
on 2007-12-30 Hi Chris.From what I gather, Target usually upgrades you to the VISA card is you have a solid year of payment history and your FICO score has gone up. Not sure what the FICO criteria is though.
Comment 2 by meya
Same Here on 2007-12-30
I agree with you Adicus, I hear a lot of people saying that they were automatically upgraded after 2 years. How long did it take you to get to $500? Or did you start off like that? I started with $200 a little over four months ago and I am still at $200.
on 2007-12-30 I agree with you Adicus, I hear a lot of people saying that they were automatically upgraded after 2 years. How long did it take you to get to $500? Or did you start off like that? I started with $200 a little over four months ago and I am still at $200.
Comment 3 by porgy1000
Dont Feel Bad on 2007-12-30
I just went to upload my face picture on here and it said NOT APPROVED. Either I am too ugly or this site treated me like I had a credit score of 350 LOL
on 2007-12-30 I just went to upload my face picture on here and it said NOT APPROVED. Either I am too ugly or this site treated me like I had a credit score of 350 LOL
Comment 5 by chrispa
Target on 2007-12-31
I got my target card in may 07, then in aug, they up my limit from 200- 500 in three months. I don't think they bothered to do a pull on my credit report. I think there system caught that I already have a redcard so it was a automatic decline, that's what the csr said declined due to having a redcard already...
on 2007-12-31 I got my target card in may 07, then in aug, they up my limit from 200- 500 in three months. I don't think they bothered to do a pull on my credit report. I think there system caught that I already have a redcard so it was a automatic decline, that's what the csr said declined due to having a redcard already...
Comment 6 by amiithist
Upped After 1 Year on 2008-01-02
Our $250 limit redcard was converted to a $2,000 limit Visa one year after our initial sign up. we just made our payments on time for a year.
on 2008-01-02 Our $250 limit redcard was converted to a $2,000 limit Visa one year after our initial sign up. we just made our payments on time for a year.
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Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
