"Very Reasonable"
CitiBusiness Card® Review
Written by: crirep2 on 2007-12-13
Overall Satisfaction
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crirep2's review: 
I highly recommend this card for your very first card to help you get off the ground a bit with your business. If you plan on using it to establish business credit, this card WILL NOT serve that purpose. It will ONLY report on your personal credit report IF you are 60 days or more past due on the account. Otherwise, it will never report to the business credit bureaus: D&B, Equifax, and Experian. I asked and they said "We reserve the right to report to the credit reporting agencies."
I highly recommend this card for your very first card to help you get off the ground a bit with your business. If you plan on using it to establish business credit, this card WILL NOT serve that purpose. It will ONLY report on your personal credit report IF you are 60 days or more past due on the account. Otherwise, it will never report to the business credit bureaus: D&B, Equifax, and Experian. I asked and they said "We reserve the right to report to the credit reporting agencies."
5 Comments
Comment 1 by crirep2
Initially $5,000 Credit Limit 
on 2008-03-03
About 2 months ago I asked that they increase the limit to $10,000 and they did it!!
The APR on this card is really good right now too.
My account is not even a year old yet. VERY GOOD CARD FOR BUSINESS.
on 2008-03-03 About 2 months ago I asked that they increase the limit to $10,000 and they did it!!The APR on this card is really good right now too.
My account is not even a year old yet. VERY GOOD CARD FOR BUSINESS.
Comment 2 by hjm331
RE: Crirep2 on 2008-03-03
Crirep2, did they ask you for a copy of your tax returns in order to give you the increase?
on 2008-03-03 Crirep2, did they ask you for a copy of your tax returns in order to give you the increase?
Comment 5 by ding
Re: Very Reasonable...in What Ways?? on 2012-03-23
How long did you have the card before you asked for the increase, and do you pay it in full every month or how do you pay on it? also what were your scores when you applied and what bureau did they pull? Thanks.
on 2012-03-23 How long did you have the card before you asked for the increase, and do you pay it in full every month or how do you pay on it? also what were your scores when you applied and what bureau did they pull? Thanks.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
