"Approved But Cancelled"
Macy's Credit Card® Review
Written by: steve-o on 2007-11-05
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
steve-o's review: 
I was approved for this card... I received this card in the mail and called to find out the limit... They only gave me a 100 dollar limit... I said to the lady, "what am I suppose do with this buy a shirt". I asked for a limit increase to at least 500 but they refused saying I had to build a rep with them... They told me I would get a increase in three months but that wasn't good enough for me... I told them to cancel my card... They did I cut up the card and that is it..
The savings are good for this card and if you can get a better limit I would recommend it...
I was approved for this card... I received this card in the mail and called to find out the limit... They only gave me a 100 dollar limit... I said to the lady, "what am I suppose do with this buy a shirt". I asked for a limit increase to at least 500 but they refused saying I had to build a rep with them... They told me I would get a increase in three months but that wasn't good enough for me... I told them to cancel my card... They did I cut up the card and that is it..The savings are good for this card and if you can get a better limit I would recommend it...
3 Comments
Comment 1 by eric
CL On Macy's 
on 2007-11-29
I can see where your coming from on this but they are right they increase your line after 3 months as long as you bought something, paid it off and then waited the other 2 months out... They usually double or triple your CL... I got $300 to start in April 2007 when I opened my card... I have 1k limit now and Ive used the card 2 times for a total of $130. So patience is virtue.
on 2007-11-29 I can see where your coming from on this but they are right they increase your line after 3 months as long as you bought something, paid it off and then waited the other 2 months out... They usually double or triple your CL... I got $300 to start in April 2007 when I opened my card... I have 1k limit now and Ive used the card 2 times for a total of $130. So patience is virtue.
Comment 2 by marli
You Made A Big Mistake!!! on 2008-01-12
I started w/ a CL of $200 in May. Now, it 6K. 2k on my revolving. 1K on my deferred, and3K on my jewelry account. You should reapply and give them a chance. Their right, wants you show them loyalty. It's truly golden!
on 2008-01-12 I started w/ a CL of $200 in May. Now, it 6K. 2k on my revolving. 1K on my deferred, and3K on my jewelry account. You should reapply and give them a chance. Their right, wants you show them loyalty. It's truly golden!
Comment 3 by meya
Im Lost on 2008-01-12
So ar you saying that you have three seperate accounts with them? I thought they have two different cards, the Visa and store card. I know that store cards upgrade, but doesn't that mean that the new card replaces the old? Please let me know, I am lost and confused on this one.
on 2008-01-12 So ar you saying that you have three seperate accounts with them? I thought they have two different cards, the Visa and store card. I know that store cards upgrade, but doesn't that mean that the new card replaces the old? Please let me know, I am lost and confused on this one.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
