"Don't Think About It!!!!!"
Sears Card® Review
Written by: anya on 2007-10-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
anya's review: 
I had this card and FINALLY paid it off!!! Wooo Hooo, but anyway, this card will charge you big time on payments you make meaning if you make the minimum payment say of $40 bucks they will charge that $40 bucks about a $23 dollars and that leaves: $17 dollars made toward your balance owed. Best tip for this card: Make double/ triple payments or just pay cash and avoid this card like the plague. It haunts you until it is 100% paid off and that takes forever!!! Trust me, I know!!
I had this card and FINALLY paid it off!!! Wooo Hooo, but anyway, this card will charge you big time on payments you make meaning if you make the minimum payment say of $40 bucks they will charge that $40 bucks about a $23 dollars and that leaves: $17 dollars made toward your balance owed. Best tip for this card: Make double/ triple payments or just pay cash and avoid this card like the plague. It haunts you until it is 100% paid off and that takes forever!!! Trust me, I know!!3 Comments
Comment 1 by meya
RE: Anya 
on 2007-10-17
Anya, that is the way you pay all department store cards or any card with high apr's and interest rates. Paying minimum or small payments will put you in the dirt and let creditors make a killing off of you. Trust me, Sears is not the only card that works that way. Thanks for your input, it will shed some light to others that is not aware.
on 2007-10-17 Anya, that is the way you pay all department store cards or any card with high apr's and interest rates. Paying minimum or small payments will put you in the dirt and let creditors make a killing off of you. Trust me, Sears is not the only card that works that way. Thanks for your input, it will shed some light to others that is not aware.
Comment 2 by eric
Hey Everybody Im Back!! on 2007-11-05
Sorry about leaving everybody back... I am at B of A now great job great money... Been educated on a lot of customer related issues here... In regards to the payments-----they generally charge you 1% of your balance plus your interest to calculate your payment. If you get a late fee that is also added to your payment. Hope this helps.
on 2007-11-05 Sorry about leaving everybody back... I am at B of A now great job great money... Been educated on a lot of customer related issues here... In regards to the payments-----they generally charge you 1% of your balance plus your interest to calculate your payment. If you get a late fee that is also added to your payment. Hope this helps.
Comment 3 by fchristie
Hey My Name Is Anya!! on 2008-06-26
Spelled the same way!! I have only met a few in my 27 years!
on 2008-06-26 Spelled the same way!! I have only met a few in my 27 years!
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
