"Slow Posting"
Capital One® QuicksilverOne® Cash Rewards Credit Card Review
Written by: coconutman2385 on 2018-10-03
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
coconutman2385's review: 
CO is a big bank and offers credit cards to some with less than good credit scores. That's fine. However charges made have taken up to 4 days to post making it impossible to pay balance after purchase. I do that to keep my utilization low or at nil. With BOA I can pay balance while charges are pending unlike with CapOne. Payment is slow to post also. Beware if you wait until near due date. This all seems like a setup to catch the unwary. Customer service is "ok" when you can reach them but now I cant call via Skype since my account is blocked when calling customer service for help or inquiry. I live overseas and have not had problems before with any bank I use. Only the "get a new cc" number works. Read get more fish. This card helped with my score but I will curtail my use of it while seeking an alternative. I will add that the rewards are good and I've had no problems while overseas.
CO is a big bank and offers credit cards to some with less than good credit scores. That's fine. However charges made have taken up to 4 days to post making it impossible to pay balance after purchase. I do that to keep my utilization low or at nil. With BOA I can pay balance while charges are pending unlike with CapOne. Payment is slow to post also. Beware if you wait until near due date. This all seems like a setup to catch the unwary. Customer service is "ok" when you can reach them but now I cant call via Skype since my account is blocked when calling customer service for help or inquiry. I live overseas and have not had problems before with any bank I use. Only the "get a new cc" number works. Read get more fish. This card helped with my score but I will curtail my use of it while seeking an alternative. I will add that the rewards are good and I've had no problems while overseas.
2 Comments
Comment 1 by wanderer
Re: Slow Posting 
on 2018-10-03
Years back Capital One had a spot in my card portfolio but what you just mentioned, coupled with their lacking customer service and poor credit line increases I closed them (2009) and never looked back. There are many good fish in the sea, one only needs to explore what benefits a person wants. Will add, Cap1 did help me get my credit started and I do thank them for that.
on 2018-10-03 Years back Capital One had a spot in my card portfolio but what you just mentioned, coupled with their lacking customer service and poor credit line increases I closed them (2009) and never looked back. There are many good fish in the sea, one only needs to explore what benefits a person wants. Will add, Cap1 did help me get my credit started and I do thank them for that.
Comment 2 by boobie1998
Re: Horrible on 2019-03-07
I don't waste my time with Capital One anymore. Poor service and pathetic increases....Move on....
on 2019-03-07 I don't waste my time with Capital One anymore. Poor service and pathetic increases....Move on....
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
