"Great If You Need A Computer Right Now"
Dell Preferred Account Review
Written by: breakinger on 2017-01-09
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
breakinger's review: 
I just recently applied for this card because I desperately needed to get a new laptop. I didn't have the cash upfront to get the one that I really wanted so I applied for this card instead. It's what you'd expect from any typical store card; the interest is pretty high at 29.99%, but they do have a deal where if you spend $899 or more you can get 0% financing for 12 months. The laptop I ended up purchasing was only $989 so it's fairly easy to pay this off before the interest would be due. I definitely recommend this card to anyone who is in a pinch and needs a computer right away.
I just recently applied for this card because I desperately needed to get a new laptop. I didn't have the cash upfront to get the one that I really wanted so I applied for this card instead. It's what you'd expect from any typical store card; the interest is pretty high at 29.99%, but they do have a deal where if you spend $899 or more you can get 0% financing for 12 months. The laptop I ended up purchasing was only $989 so it's fairly easy to pay this off before the interest would be due. I definitely recommend this card to anyone who is in a pinch and needs a computer right away.
3 Comments
Comment 1 by wanderer
Re: Great If You Need A Computer Right Now 
on 2017-01-09
Glad you posted on this card. Did not know it still was available. The Apr is typical for "store cards" so getting the 0% option was a real score. If my memory serves me right, remember to not be late or they can drop the 29.99% Apr on you back to the first day (may want to check your TOC). Grat's on finding a solution to your need.
on 2017-01-09 Glad you posted on this card. Did not know it still was available. The Apr is typical for "store cards" so getting the 0% option was a real score. If my memory serves me right, remember to not be late or they can drop the 29.99% Apr on you back to the first day (may want to check your TOC). Grat's on finding a solution to your need.
Comment 2 by goldbug
Re: Great If You Need A Computer Right Now on 2017-01-14
Sounds great for computer purchases! With that APR it'd be expensive for long term use, but the 0% deal is great and there's no annual fee either. Is the 0% financing only available if you purchase Dell products, or does any spending above $899 count?
on 2017-01-14 Sounds great for computer purchases! With that APR it'd be expensive for long term use, but the 0% deal is great and there's no annual fee either. Is the 0% financing only available if you purchase Dell products, or does any spending above $899 count?
Comment 3 by russnaudreymiller
Re: Great If You Need A Computer Right Now on 2019-06-01
What scores did you have when you got the card?
on 2019-06-01 What scores did you have when you got the card?
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Disclaimer: This content is not provided by WebBank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by WebBank. Review content is powered by Finance Globe.
