"Secured Card With Rewards"
Club O Secured MasterCard® Review
Written by: bruss2016 on 2016-07-23
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
bruss2016's review: 
I am in the process of rebuilding my credit and do a bit of shopping at overstock and noticed that they offered a secured credit card along wth their regular card.
Although the interest rate is high this card offers rewards just like its unsecured card. This card graduates to an unsecured card in 11 months with good payments.
The initial deposit is $300 an deposits of additional money can be made in $50 increments.
I am in the process of rebuilding my credit and do a bit of shopping at overstock and noticed that they offered a secured credit card along wth their regular card.Although the interest rate is high this card offers rewards just like its unsecured card. This card graduates to an unsecured card in 11 months with good payments.
The initial deposit is $300 an deposits of additional money can be made in $50 increments.
3 Comments
Comment 1 by wanderer
Re: Secured Card With Rewards 
on 2016-07-23
Great information. Congrats! Did not know you could get a secured card that would graduate. Good news.
on 2016-07-23 Great information. Congrats! Did not know you could get a secured card that would graduate. Good news.
Comment 2 by breakinger
Re: Secured Card With Rewards on 2016-08-06
I love shopping on Overstock and I didn't know that they offered their own card. I also like that this card will become unsecured in such a short time. Do you think that it is this way for everyone? What kind of rewards are offered with this card?
on 2016-08-06 I love shopping on Overstock and I didn't know that they offered their own card. I also like that this card will become unsecured in such a short time. Do you think that it is this way for everyone? What kind of rewards are offered with this card?
Comment 3 by roughdraft
Re: Secured Card With Rewards on 2016-09-28
Oh, I also didn't know they offered a secured card. I have the unsecured Mastercard. You get 6% cash back on top of another 2 or 3% as a statement bonus in Overstock cash. I haven't been shopping there lately and last time I applied for a CLI I was denied. I also like that they offer free credit score with this account but more and more cards are starting to do that. Good luck on your rebuilding.
on 2016-09-28 Oh, I also didn't know they offered a secured card. I have the unsecured Mastercard. You get 6% cash back on top of another 2 or 3% as a statement bonus in Overstock cash. I haven't been shopping there lately and last time I applied for a CLI I was denied. I also like that they offer free credit score with this account but more and more cards are starting to do that. Good luck on your rebuilding.
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Disclaimer: This content is not provided by First Bankcard. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First Bankcard. Review content is powered by Finance Globe.
