"Instant Approval!!"
Walmart® Credit Card Review
Written by: boobie1998 on 2016-04-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
boobie1998's review: 
Boy I'm loving this new card...I like to shop at WalMart, and thought I would give this one a try. They sell everything, and I gives me a chance to become established with another bank. This is issued by Synchrony Bank. I had no accounts with them, so I took a chance, WHAMO! Instant approval $1000 starting line. I was so happy! Card arrived quickly, 5 days. I wish it would of been the MasterCard, but I have had read some reviews at other sites that when you get established with them, they may upgrade you. So I intend to do a perfect job with it. APR is 23.15%, not a good idea to carry a balance. But they have special financing offers 6 months no interest on purchases of $150-298.99 IF you pay by the end of the promotional date. 12 months on purchases of $299 or more. LOVING THIS...but you MUST pay it off within the promotional period or you will get hit with interest. No annual fee. You earn monthly statement credits of 3% on walmart.com purchases, 2% on Murphy USA and Walmart gas stations, and 1% at Walmart...and you can you this card at Sam's club also. One thing I LOVE is the quick cash feature. When you are at the register paying for your purchase, you can get cash back up to $100, in increments of $20 subject to available credit of course...and its billed as a PURCHASE!!! so if you PIF there is no interest on the cash advance. Save a trip to the ATM. I love this card, and proud to have it. Very useful to have, rewards too! I think i made a good choice with this one...Oh, and they also give you your FICO score monthly from TransUnion for FREE if you sign up for electronic statements. Website is east to navigate, pay on line or at the store. $0 fraud liability for any authorized charges. Thank you Synchrony Bank!!
Boy I'm loving this new card...I like to shop at WalMart, and thought I would give this one a try. They sell everything, and I gives me a chance to become established with another bank. This is issued by Synchrony Bank. I had no accounts with them, so I took a chance, WHAMO! Instant approval $1000 starting line. I was so happy! Card arrived quickly, 5 days. I wish it would of been the MasterCard, but I have had read some reviews at other sites that when you get established with them, they may upgrade you. So I intend to do a perfect job with it. APR is 23.15%, not a good idea to carry a balance. But they have special financing offers 6 months no interest on purchases of $150-298.99 IF you pay by the end of the promotional date. 12 months on purchases of $299 or more. LOVING THIS...but you MUST pay it off within the promotional period or you will get hit with interest. No annual fee. You earn monthly statement credits of 3% on walmart.com purchases, 2% on Murphy USA and Walmart gas stations, and 1% at Walmart...and you can you this card at Sam's club also. One thing I LOVE is the quick cash feature. When you are at the register paying for your purchase, you can get cash back up to $100, in increments of $20 subject to available credit of course...and its billed as a PURCHASE!!! so if you PIF there is no interest on the cash advance. Save a trip to the ATM. I love this card, and proud to have it. Very useful to have, rewards too! I think i made a good choice with this one...Oh, and they also give you your FICO score monthly from TransUnion for FREE if you sign up for electronic statements. Website is east to navigate, pay on line or at the store. $0 fraud liability for any authorized charges. Thank you Synchrony Bank!!
5 Comments
Comment 1 by wanderer
Re: Instant Approval!! 
on 2016-04-16
Grat's on a great approval! Appreciate your sharing the card benefits and rewards. Frankly, I did not know how much you could do with the Walmart Card. They just built one in my area. Enjoy your new found card. Thanks for a good review!
on 2016-04-16 Grat's on a great approval! Appreciate your sharing the card benefits and rewards. Frankly, I did not know how much you could do with the Walmart Card. They just built one in my area. Enjoy your new found card. Thanks for a good review!
Comment 2 by breakinger
Re: Instant Approval!! on 2016-04-25
I've been thinking about getting one of these cards for a while now. It really sounds like there are a lot of great perks that come along with this one, which is something that you don't normally get with a store card. I might try and see if I get approved for this one as well.
on 2016-04-25 I've been thinking about getting one of these cards for a while now. It really sounds like there are a lot of great perks that come along with this one, which is something that you don't normally get with a store card. I might try and see if I get approved for this one as well.
Comment 3 by boobie1998
Re: Reply To Breakinger on 2016-05-25
Hello! Just wondered if you went ahead with this card...I love it. Its a great card to have...super convenient, already started getting account credits on my statement...GO FOR IT if you haven't already. Best of luck!!
on 2016-05-25 Hello! Just wondered if you went ahead with this card...I love it. Its a great card to have...super convenient, already started getting account credits on my statement...GO FOR IT if you haven't already. Best of luck!!
Comment 4 by boobie1998
Re: Love My Card! on 2017-03-10
Synchrony has been good to me...limit up to $2000 now. Of of my favorite cards...Walmart sells everything...
on 2017-03-10 Synchrony has been good to me...limit up to $2000 now. Of of my favorite cards...Walmart sells everything...
Comment 5 by russnaudreymiller
Re: Instant Approval!! on 2019-06-01
Synchrony bank will also pull your credit report from time to time and lower your credit limit if they feel you’re not behaving with your credit. Beware for future unforeseen issues, so that you don’t lose your current CL
on 2019-06-01 Synchrony bank will also pull your credit report from time to time and lower your credit limit if they feel you’re not behaving with your credit. Beware for future unforeseen issues, so that you don’t lose your current CL
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
