"Chase Sapphire Preferred Visa Signature Card"
Chase Sapphire Preferred® Card Review
Written by: wanderer on 2016-01-16
Overall Satisfaction
Customer Service
Rewards
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Delivery Time
wanderer's review: 
This card was obtained by a product change (I could not make the spend for the bonus points anyway). Previously, it was a Chase Flexible Rewards Visa (1:1) and then a Chase Freedom (with 5% categories) . Found that trying to utilize categories is not realistic to my spend pattern so I decided to obtain a Travel Rewards Card. As to my opinion on the card, to soon to tell. The $95 AF is a lot if you don't travel a lot as the 2% rewards are geared for travelers with all other rewards 1:1. Purchase Apr 13.24% and the Cash Apr is 19.49%. As to its metal ... yes! As a follow up on this card, I found after ten months I did not travel and was not able to avail myself of the card's focus in points and benefits so I product changed it ot a Chase Freedom Unlimited Visa with the 1.5 points rather than the card with the categories which don't fit my spending pattern (need to add that I do have a US Bank FlexPerk Travel Rewards Visa Signature Card that is more flexible and it allow me more room to earn points and works for the occasional traveler).
This card was obtained by a product change (I could not make the spend for the bonus points anyway). Previously, it was a Chase Flexible Rewards Visa (1:1) and then a Chase Freedom (with 5% categories) . Found that trying to utilize categories is not realistic to my spend pattern so I decided to obtain a Travel Rewards Card. As to my opinion on the card, to soon to tell. The $95 AF is a lot if you don't travel a lot as the 2% rewards are geared for travelers with all other rewards 1:1. Purchase Apr 13.24% and the Cash Apr is 19.49%. As to its metal ... yes! As a follow up on this card, I found after ten months I did not travel and was not able to avail myself of the card's focus in points and benefits so I product changed it ot a Chase Freedom Unlimited Visa with the 1.5 points rather than the card with the categories which don't fit my spending pattern (need to add that I do have a US Bank FlexPerk Travel Rewards Visa Signature Card that is more flexible and it allow me more room to earn points and works for the occasional traveler).
1 Comment
Comment 1 by finance globe
Re: Chase Sapphire Preferred Visa Signature Card 
on 2016-01-18
Let us know what you think once you get the feel for this Wanderer. I have been traveling a lot lately, and thought that there are circumstances where a travel card might outdo a cash card. Of course, cash is the easiest to understand!
on 2016-01-18 Let us know what you think once you get the feel for this Wanderer. I have been traveling a lot lately, and thought that there are circumstances where a travel card might outdo a cash card. Of course, cash is the easiest to understand!
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Disclaimer: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Review content is powered by Finance Globe.
