"Excellent If You Pay Off Your Balance Monthly"
Blue Cash Preferred® Card from American Express Review
Written by: djames on 2016-01-15
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
djames's review: 
This is one of the few credit cards that I won't get rid of because the customer service is simply fabulous. Any time I've had an issue with an unknown charge, they've taken care of it immediately with no further action needed on my part. A lot of cards make you do all the legwork and then they might take your side or they might not. AmEx is definitely customer-oriented which is why I like them so much.
The interest rate is higher on this card than my other cards and it does carry a $75 annual fee, but the cashback on a lot of every day stuff more than covers the cost - if you pay it off every month. I wouldn't recommend carrying a balance on this one due to the higher interest rate.
This is one of the few credit cards that I won't get rid of because the customer service is simply fabulous. Any time I've had an issue with an unknown charge, they've taken care of it immediately with no further action needed on my part. A lot of cards make you do all the legwork and then they might take your side or they might not. AmEx is definitely customer-oriented which is why I like them so much.The interest rate is higher on this card than my other cards and it does carry a $75 annual fee, but the cashback on a lot of every day stuff more than covers the cost - if you pay it off every month. I wouldn't recommend carrying a balance on this one due to the higher interest rate.
2 Comments
Comment 1 by wanderer
Re: Excellent If You Pay Off Your Balance Monthly 
on 2016-01-16
You captured a quality card! American Express in my reading seems more particular with approvals on their revolvers so you can feel good!
on 2016-01-16 You captured a quality card! American Express in my reading seems more particular with approvals on their revolvers so you can feel good!
Comment 2 by breakinger
Re: Excellent If You Pay Off Your Balance Monthly on 2016-02-18
Sounds like a really great card for someone who needs to rebuild their credit. The only thing that I've always tried to stay away from is the annual fee. I don't know if I can justify having a card that is going to charge me every year and has a higher APR.
on 2016-02-18 Sounds like a really great card for someone who needs to rebuild their credit. The only thing that I've always tried to stay away from is the annual fee. I don't know if I can justify having a card that is going to charge me every year and has a higher APR.
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
