"Decent Card So Far"
Fingerhut Credit Account Review
Written by: boobie1998 on 2015-03-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
boobie1998's review: 
This account was a pre-approval sent to me in the mail for $400. I am trying to rebuild my credit, so I checked out their website. They have nice merchandise, some things a little pricey, but i decided to apply to have another positive account reporting. They did indeed start me out at a $400 limit. I had read on some on-line reviews they are very good about credit line increases. Accounts are reviewed regularly. I bought some pillows and pillow cases for my bed. Spent a little less than $100. Delivery was within one week, and the merchandise was fine. I split the balance in 3 payments. Made one payment right away, the second was my first statement was cut, and the third on the second statement, I only paid $1 in finance charges. But I was rewarded with a nice CLI for $400. Now my limit is $800!! I was pretty happy about that. Didn't have any issues with first purchase, and I will buy from them again. APR is 24.90%, definitely high, but I expected that since they are willing to take a chance on people. So far, the card is a keeper for me!!
This account was a pre-approval sent to me in the mail for $400. I am trying to rebuild my credit, so I checked out their website. They have nice merchandise, some things a little pricey, but i decided to apply to have another positive account reporting. They did indeed start me out at a $400 limit. I had read on some on-line reviews they are very good about credit line increases. Accounts are reviewed regularly. I bought some pillows and pillow cases for my bed. Spent a little less than $100. Delivery was within one week, and the merchandise was fine. I split the balance in 3 payments. Made one payment right away, the second was my first statement was cut, and the third on the second statement, I only paid $1 in finance charges. But I was rewarded with a nice CLI for $400. Now my limit is $800!! I was pretty happy about that. Didn't have any issues with first purchase, and I will buy from them again. APR is 24.90%, definitely high, but I expected that since they are willing to take a chance on people. So far, the card is a keeper for me!!
3 Comments
Comment 1 by wanderer
Re: Decent Card So Far 
on 2015-03-17
Congrats on obtaining this card. Good starter card and they are reported to report to all the credit bureaus.
on 2015-03-17 Congrats on obtaining this card. Good starter card and they are reported to report to all the credit bureaus.
Comment 2 by boobie1998
Re: CLI on 2016-10-15
Was awarded a $200 increase this month...limit raised to $1000 now. no fee
on 2016-10-15 Was awarded a $200 increase this month...limit raised to $1000 now. no fee
Comment 3 by boobie1998
Re: BIG CLI!! on 2017-03-10
Just awarded a $700 increase on my account. New limit $1700. No problems.
on 2017-03-10 Just awarded a $700 increase on my account. New limit $1700. No problems.
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Disclaimer: This content is not provided by WebBank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by WebBank. Review content is powered by Finance Globe.
