"Middle Score 618..denied "
Discover® More® Card Review
Written by: chrisbp43 on 2015-01-02
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
chrisbp43's review: 
I got pre-qualed for this card but after the hard enquiry
was denied..be careful if you dont want any hard enquirey on your report.
I got pre-qualed for this card but after the hard enquirywas denied..be careful if you dont want any hard enquirey on your report.
3 Comments
Comment 1 by wanderer
Re: Middle Score 618..denied 
on 2015-01-03
Pre-quals seem to be no real guarantee with Discover. Recon with Discover and review your app ... sometimes something shakes out that will get you an approval. Again no "for sures" on a recon but "nothing ventured nothing gained."
on 2015-01-03 Pre-quals seem to be no real guarantee with Discover. Recon with Discover and review your app ... sometimes something shakes out that will get you an approval. Again no "for sures" on a recon but "nothing ventured nothing gained."
Comment 2 by bc8787
Re: Middle Score 618..denied on 2015-01-11
Most lenders pre quals have information on you that "qualifies" you meaning you have no late payments, no derogortory credit however they don't get to see your score until you put in an application and most lenders have a minimum score qualifyer as well. I didn't get approved for a discover card until i had over a 680 beacon. If it makes you feel any better from my experience with discover... you aren't missing anything.
on 2015-01-11 Most lenders pre quals have information on you that "qualifies" you meaning you have no late payments, no derogortory credit however they don't get to see your score until you put in an application and most lenders have a minimum score qualifyer as well. I didn't get approved for a discover card until i had over a 680 beacon. If it makes you feel any better from my experience with discover... you aren't missing anything.
Comment 3 by thomas1
Re: Middle Score 618..denied on 2015-02-09
Pre-qual means nothing. It's possible information since they last solicited you, may have fallen out of their approval range. Since you took the hard pull, call Discover Recon, and very nicely discuss why you should have the card. I've seen many on other boards get approved with scores very close to yours. Don't take the hard pull and move on, call them, and ask them to take another look at your application. They may start you off very slow, but you'll get your foot in the door. Discover is pretty good to work with
on 2015-02-09 Pre-qual means nothing. It's possible information since they last solicited you, may have fallen out of their approval range. Since you took the hard pull, call Discover Recon, and very nicely discuss why you should have the card. I've seen many on other boards get approved with scores very close to yours. Don't take the hard pull and move on, call them, and ask them to take another look at your application. They may start you off very slow, but you'll get your foot in the door. Discover is pretty good to work with
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
