"Denied Again!"
Old Navy Credit Card Review
Written by: sugarhillma23 on 2013-05-16
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sugarhillma23's review: 
It seems that I am the only one on here that is having a hard time getting approved for GE cards. Every year or other year, I try and apply for GE store cards, since there are so many from Old Navy, Childrens Place, Walmart, Kroger, etc and I cant get approved for any of them. I was pre approved for a best buy mastercard and had First Premier cards which I ended up closing, one charged off recently, but I applied before that happened and still got denied. What can I possibly do to get approved for one of these store cards? People always says its easier, but I been finding them harder than regular cards.
It seems that I am the only one on here that is having a hard time getting approved for GE cards. Every year or other year, I try and apply for GE store cards, since there are so many from Old Navy, Childrens Place, Walmart, Kroger, etc and I cant get approved for any of them. I was pre approved for a best buy mastercard and had First Premier cards which I ended up closing, one charged off recently, but I applied before that happened and still got denied. What can I possibly do to get approved for one of these store cards? People always says its easier, but I been finding them harder than regular cards.
2 Comments
Comment 1 by roughdraft
Re: Denied Again! 
on 2013-05-17
Have you taken a look at your report? They pull TU where I live. If you have virtually no history since closing your cards, I would start with someone like Capital One for at least six months. The longer since your charge off, the better your chances will be. They still require a certain score, so be aware of that, and see what is bringing your score down. Some GECapital cards are easier to get than others. I had to apply for the Amazon card at least a couple time before getting approved. I think you may need a low to mid 600's for Old Navy, Walmart, and a few others.
on 2013-05-17 Have you taken a look at your report? They pull TU where I live. If you have virtually no history since closing your cards, I would start with someone like Capital One for at least six months. The longer since your charge off, the better your chances will be. They still require a certain score, so be aware of that, and see what is bringing your score down. Some GECapital cards are easier to get than others. I had to apply for the Amazon card at least a couple time before getting approved. I think you may need a low to mid 600's for Old Navy, Walmart, and a few others.
Comment 2 by pio
Re: Denied Again! on 2013-06-03
If you had applied before the charged off then you must had some late payments which is a no-no when applying for ANY credit cards.
on 2013-06-03 If you had applied before the charged off then you must had some late payments which is a no-no when applying for ANY credit cards.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
