"First CC Ever"
Capital One® Secured MasterCard® Review
Written by: ntr-braun13 on 2013-04-19
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
ntr-braun13's review: 
I just turned 18 a little over a week ago- and decided to apply for this card last night. I was approved with a $49 deposit immediately. I will be applying for two more cards...1 every 3-4 months...trying to have a total of three by years end. I won't apply for any more until I'm 21 maybe...I would recommend this card to any credit newbie-since they take chances on first time credit obtainers(plus my mom had them for years)!...I'll do an update once I have it for a little while.
I just turned 18 a little over a week ago- and decided to apply for this card last night. I was approved with a $49 deposit immediately. I will be applying for two more cards...1 every 3-4 months...trying to have a total of three by years end. I won't apply for any more until I'm 21 maybe...I would recommend this card to any credit newbie-since they take chances on first time credit obtainers(plus my mom had them for years)!...I'll do an update once I have it for a little while.
3 Comments
Comment 1 by wanderer
Re: First CC Ever 
on 2013-04-21
Great start! Keep an open mind for bank cards and installment loans (when the time is right). FICO scores like a diverse credit file. As you realize when starting out a thin credit profile makes it interesting to obtain credit.
on 2013-04-21 Great start! Keep an open mind for bank cards and installment loans (when the time is right). FICO scores like a diverse credit file. As you realize when starting out a thin credit profile makes it interesting to obtain credit.
Comment 2 by ntr-braun13
Re: First CC Ever on 2013-04-25
Thanks-Do you think adding a store card would help,or hurt my credit profile?
on 2013-04-25 Thanks-Do you think adding a store card would help,or hurt my credit profile?
Comment 3 by wanderer
Re: First CC Ever on 2013-05-08
In the event you have a need for a store card, they help round out your credit file and give you convenience too.
on 2013-05-08 In the event you have a need for a store card, they help round out your credit file and give you convenience too.
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
