"Ok"
Visa® Platinum Review
Written by: dm on 2007-10-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
dm's review: 
A decent card for re-building. I didn't care for the $5.95 per month fee, but there were no account opening fees, application fees, etc. Like many sub-prime cards. The only problem is that I tried to transfer the balance on this card in January and they refused. Customer service is attentive and polite and not sent to an offshore call center. Requesting a CLI will cost you $25, so best to wait for an auto CLI. They will hold your first payment against available funds for 10 days so be aware of that.
A decent card for re-building. I didn't care for the $5.95 per month fee, but there were no account opening fees, application fees, etc. Like many sub-prime cards. The only problem is that I tried to transfer the balance on this card in January and they refused. Customer service is attentive and polite and not sent to an offshore call center. Requesting a CLI will cost you $25, so best to wait for an auto CLI. They will hold your first payment against available funds for 10 days so be aware of that.1 Comment
Comment 1 by m1chelle01
Credit One 
on 2008-06-26
I truly am unhappy with this card for the simple fact that it charges a reoccuring annual fee of $5.75 every month... This was my first credit card ever and it deinitely help me bring my credit score up to about 645. My credit line is at 500 and I had for nearly a year!!
does anybody who has this card know if they will let me waive the fee of $5.75 by proposing cancellation?
on 2008-06-26 I truly am unhappy with this card for the simple fact that it charges a reoccuring annual fee of $5.75 every month... This was my first credit card ever and it deinitely help me bring my credit score up to about 645. My credit line is at 500 and I had for nearly a year!!does anybody who has this card know if they will let me waive the fee of $5.75 by proposing cancellation?
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Disclaimer: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.
