"Dillards American Express"
Dillard's American Express® Credit Card Review
Written by: bc8787 on 2013-01-20
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
bc8787's review: 
I went to dillards yesterday after not finding the boots i wanted at macys. I knew the girl was going to ask because the first question at the register on the card machine was "did the representative ask you if you wanted to apply for a dillards card today?" as i read it she asked I politely declined. The girl insisted I apply and told me it takes ust a few seconds. I asked her if I would receive any discount today for doing so and she said 10 percent. Being I worked at a retail store in high school and probing customers to open credit card accounts was my main job I know they have quotas so I was like ok fine. I had a ton of credit cards and dont need another one but I let her process the application. Was approved in about 10 seconds. Credit line $2,000. Not bad for a department store credit card and the fact that this is the 3rd account i have opened within the last 3 months. Does anyone else have this card? If so are there any perks? So far I am going to just pay the balance when I get the statement and probably not use it. I did read the terms and conditions (i work in loans and credit) so i always make sure to read all the fine print. It looks like on this card you get 2 points for every dollar you spend at dillards and 1 point everywhere else. If the points are redeemable for cash like my chase freedom card Ill probably use it every now and then.
I went to dillards yesterday after not finding the boots i wanted at macys. I knew the girl was going to ask because the first question at the register on the card machine was "did the representative ask you if you wanted to apply for a dillards card today?" as i read it she asked I politely declined. The girl insisted I apply and told me it takes ust a few seconds. I asked her if I would receive any discount today for doing so and she said 10 percent. Being I worked at a retail store in high school and probing customers to open credit card accounts was my main job I know they have quotas so I was like ok fine. I had a ton of credit cards and dont need another one but I let her process the application. Was approved in about 10 seconds. Credit line $2,000. Not bad for a department store credit card and the fact that this is the 3rd account i have opened within the last 3 months. Does anyone else have this card? If so are there any perks? So far I am going to just pay the balance when I get the statement and probably not use it. I did read the terms and conditions (i work in loans and credit) so i always make sure to read all the fine print. It looks like on this card you get 2 points for every dollar you spend at dillards and 1 point everywhere else. If the points are redeemable for cash like my chase freedom card Ill probably use it every now and then.
4 Comments
Comment 1 by wanderer
Re: Dillards American Express 
on 2013-01-21
Nice ... card. You have a good CL and rewards. Enjoy.
on 2013-01-21 Nice ... card. You have a good CL and rewards. Enjoy.
Comment 2 by tbboko802
Re: Dillards American Express on 2013-02-26
I love the card. My initial cl was 1000 and now a year later the credit limit stands at $7050. Customer service is great. Take care of your account and it will take care of u :).
on 2013-02-26 I love the card. My initial cl was 1000 and now a year later the credit limit stands at $7050. Customer service is great. Take care of your account and it will take care of u :).
Comment 3 by brent91055
Re: Dillards American Express on 2013-04-08
Agreed. My account started at a low 600 credit limit and has grown to 6000 in less than a year. GECRB is generous with credit line increases.
on 2013-04-08 Agreed. My account started at a low 600 credit limit and has grown to 6000 in less than a year. GECRB is generous with credit line increases.
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Disclaimer: This content is not provided by Wells Fargo. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo. Review content is powered by Finance Globe.
