"Approved!!!!!!"
Walmart® Credit Card Review
Written by: akcredit on 2012-12-18
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
akcredit's review: 
Hi FG,
I applied online on 12-14 for a Walmart credit card to rebuild my credit. Approved for starting limit $800.00. TU FICO 651. APR 22.90%. 6 Inq. I just cancelled Orchard bank ($300) because of AF of $59. Now I have Walmart $800 Merrick $1100 ( will be $2200 around FEB.) Capital one $500. I am AU on all of my wife's Accounts, also my dads accounts because of our family businesses. Been rebuilding from OCT-11. I have alot of charge offs that will be removed next summer. Hoping for a lot of CLI and maybe in the future for the discover version.
Hi FG,I applied online on 12-14 for a Walmart credit card to rebuild my credit. Approved for starting limit $800.00. TU FICO 651. APR 22.90%. 6 Inq. I just cancelled Orchard bank ($300) because of AF of $59. Now I have Walmart $800 Merrick $1100 ( will be $2200 around FEB.) Capital one $500. I am AU on all of my wife's Accounts, also my dads accounts because of our family businesses. Been rebuilding from OCT-11. I have alot of charge offs that will be removed next summer. Hoping for a lot of CLI and maybe in the future for the discover version.
6 Comments
Comment 1 by wanderer
Re: Approved!!!!!! 
on 2012-12-18
Congrats! Walmart is a good card. Rebuilding feels great but it does require patience and time.
on 2012-12-18 Congrats! Walmart is a good card. Rebuilding feels great but it does require patience and time.
Comment 2 by akcredit
Re: Approved!!!!!! on 2012-12-18
Thank you Wanderer,
It is a good feeling when lenders tell you your approved. I hope they give good CLI maybe every 3-6 months and maybe upgraded to discover within a few years. Its a good card, also I can use it at Sams club. To build or rebuild credit it takes one card at a time.
on 2012-12-18 Thank you Wanderer,It is a good feeling when lenders tell you your approved. I hope they give good CLI maybe every 3-6 months and maybe upgraded to discover within a few years. Its a good card, also I can use it at Sams club. To build or rebuild credit it takes one card at a time.
Comment 4 by akcredit
Re: Approved!!!!!! on 2012-12-27
I got the card yesterday, already reported to CB before I got it. I forgot to mention I get a free TU FICO score every month.
on 2012-12-27 I got the card yesterday, already reported to CB before I got it. I forgot to mention I get a free TU FICO score every month.
Comment 5 by bc8787
Re: Approved!!!!!! on 2013-01-01
I have this card too. It is pretty convienient with the fico score every month and ability to get cash back at the register.
on 2013-01-01 I have this card too. It is pretty convienient with the fico score every month and ability to get cash back at the register.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
