"Pre-approved Offer"
Maximum Rewards® Visa® Card Review
Written by: mrvoiceguy on 2012-12-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
mrvoiceguy's review: 
I received an offer for the FNBO Maximum Rewards Visa in the mail back in April...I have cards through many of the sub-prime lenders and I was looking to start moving up in the world of credit...I sent the application through and I was approved for a CL of $1000...it was a nice start...fast forward to today and I contacted the bank to inquire about other cards they issue and/or a CL increase...I was told the offers come from their marketing department but the rep would see if I was pre-approved for anything...I was offered an CL increase of $2500 to bring the CL up to $3500...there was no hard pull that I was made aware of...it was based on my relationship and how I use this card...making multiple payments per month instead of just one at the due date has worked well for me...
I received an offer for the FNBO Maximum Rewards Visa in the mail back in April...I have cards through many of the sub-prime lenders and I was looking to start moving up in the world of credit...I sent the application through and I was approved for a CL of $1000...it was a nice start...fast forward to today and I contacted the bank to inquire about other cards they issue and/or a CL increase...I was told the offers come from their marketing department but the rep would see if I was pre-approved for anything...I was offered an CL increase of $2500 to bring the CL up to $3500...there was no hard pull that I was made aware of...it was based on my relationship and how I use this card...making multiple payments per month instead of just one at the due date has worked well for me...
2 Comments
Comment 1 by wanderer
Re: Pre-approved Offer 
on 2012-12-04
Congrats! Stay the course with FNBO. I started with them through a pre-qualified offer (September 2011) and have no regrets. They are conservative but a good payment record excites them and they reward. They have offered me a second account since then and I went for it. Nice CL increase.
on 2012-12-04 Congrats! Stay the course with FNBO. I started with them through a pre-qualified offer (September 2011) and have no regrets. They are conservative but a good payment record excites them and they reward. They have offered me a second account since then and I went for it. Nice CL increase.
Comment 2 by mrvoiceguy
Re: Pre-approved Offer on 2013-01-10
Thanks Wanderer...I shall keep the board posted on my progress with this card...
on 2013-01-10 Thanks Wanderer...I shall keep the board posted on my progress with this card...
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Disclaimer: This content is not provided by First National Bank Omaha. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First National Bank Omaha. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by First National Bank Omaha. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First National Bank Omaha. Review content is powered by Finance Globe.
