"Approved Instantly Online"
Capital One® Cash Rewards Review
Written by: finance globe on 2012-10-17
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
finance globe's review: 
The norm of 1% cash back days are over, so I had to take this offer. A standard 1% cash back with a 50% bonus at the end of the year was too good to pass up.
My first impressions of this card, as well as this being my first experience with Capital One was warm, professional, technically up to date and fast. I applied on-line 2 weeks ago and within 30 seconds of my application, I was approved for a $7K CL.
I received the card about 5 days later. After activating my card by phone, I asked to have my wife added as a authorized cardholder - card received that week! I also asked about the policy for a CLI, the rep stated that I should wait at least 3 months before asking.
My FICO scores are around the 740 range, it has been about 10 years since anything negative was reported (late payment), and no public record, bankruptcy, etc.
The norm of 1% cash back days are over, so I had to take this offer. A standard 1% cash back with a 50% bonus at the end of the year was too good to pass up. My first impressions of this card, as well as this being my first experience with Capital One was warm, professional, technically up to date and fast. I applied on-line 2 weeks ago and within 30 seconds of my application, I was approved for a $7K CL.
I received the card about 5 days later. After activating my card by phone, I asked to have my wife added as a authorized cardholder - card received that week! I also asked about the policy for a CLI, the rep stated that I should wait at least 3 months before asking.
My FICO scores are around the 740 range, it has been about 10 years since anything negative was reported (late payment), and no public record, bankruptcy, etc.
3 Comments
Comment 1 by patrick12
Re: Approved Instantly Online 
on 2012-10-18
You won big with this card! Im glad to see they are treating their prime customers well! You will enjoy all the benefits of this card along with a generous starting credit limit! Congrats!
on 2012-10-18 You won big with this card! Im glad to see they are treating their prime customers well! You will enjoy all the benefits of this card along with a generous starting credit limit! Congrats!
Comment 2 by wanderer
Re: Approved Instantly Online on 2012-10-19
Nice fish you caught! One of the top cards in the industry today. Great rewards. CL is a super start with Capital One. Enjoy the 50% bonus rewards at year's end!
on 2012-10-19 Nice fish you caught! One of the top cards in the industry today. Great rewards. CL is a super start with Capital One. Enjoy the 50% bonus rewards at year's end!
Comment 3 by finance globe
Re: Approved Instantly Online on 2012-10-19
Thanks! So far I am very happy with the usage and options. I wish that everyone could take advantage of a cash back card.
on 2012-10-19 Thanks! So far I am very happy with the usage and options. I wish that everyone could take advantage of a cash back card.
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
