"Approved For $2000"
Citi Simplicity® Card Review
Written by: rob72830 on 2012-10-14
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
rob72830's review: 
Got an invitation in the mail to apply for Citi Home Depot card. Something didn't go right when I applied online so I called the Citi customer service to try and correct it. Well Customer service said they didn't handle HD cards and asked if I wanted to apply for a Citi card. I said yes but only wanted a regular card without rewards. After about 20 minutes of them asking questions they said I was approved for the Simplicity card with cli of $2000 and 0 AF. I almost fell out of my chair. I sure didn't expect that. I also got 0% apr on a balance transfer which I used to zero my First Premier Card that I closed. No need keeping that around anymore. I don't know what my scores were since it was an invitation I responded to and it was over the phone but I highly recommend this card. Also, a few days later I got the HD card in the mail with a $2K grand cli also. Apparently my application went thru before the computer glitched.
Got an invitation in the mail to apply for Citi Home Depot card. Something didn't go right when I applied online so I called the Citi customer service to try and correct it. Well Customer service said they didn't handle HD cards and asked if I wanted to apply for a Citi card. I said yes but only wanted a regular card without rewards. After about 20 minutes of them asking questions they said I was approved for the Simplicity card with cli of $2000 and 0 AF. I almost fell out of my chair. I sure didn't expect that. I also got 0% apr on a balance transfer which I used to zero my First Premier Card that I closed. No need keeping that around anymore. I don't know what my scores were since it was an invitation I responded to and it was over the phone but I highly recommend this card. Also, a few days later I got the HD card in the mail with a $2K grand cli also. Apparently my application went thru before the computer glitched.
2 Comments
Comment 1 by patrick12
Re: Approved For $2000 
on 2012-10-18
Citi is one of the best cards to have in your wallet! First class service and always accept my online payments promptly! They also offer a credit line increase feature after 6 months on on time payments you can always request one and its always almost instant! Congratulations on your new card! Enjoy!
on 2012-10-18 Citi is one of the best cards to have in your wallet! First class service and always accept my online payments promptly! They also offer a credit line increase feature after 6 months on on time payments you can always request one and its always almost instant! Congratulations on your new card! Enjoy!
Comment 2 by bc8787
Re: Approved For $2000 on 2012-10-25
I agree with the above comment. I love that Citi takes care of existing card members. I got approved for this same card today. This is my 3rd Citi card in 13 months! Plus I said while im at it might as well request credit line increases on my other cards. I didnt want to seem deperate so I request an additional 1,000 on both cards. Approved in 3 seconds! All online! No hassle of needing to call in!
on 2012-10-25 I agree with the above comment. I love that Citi takes care of existing card members. I got approved for this same card today. This is my 3rd Citi card in 13 months! Plus I said while im at it might as well request credit line increases on my other cards. I didnt want to seem deperate so I request an additional 1,000 on both cards. Approved in 3 seconds! All online! No hassle of needing to call in!
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
