"Instant Approval ! MACY'S AMERICAN EXPRESS CARD"
Macy's Credit Card® Review
Written by: kdb030609 on 2012-09-12
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kdb030609's review: 
I applied in the store . When I called to activate the card . I found
out that there are two seperate accounts ! One for Macy's in store
purchases which has an $800 CL & the purchases outside the store
Using the American Express brand is & $6000 CL ! I was unaware
that they did this ! I'm suprized the amount for inside Macy's
isn't higher than the limit when using the AMEX Brand ! Is anyone
else familiar with this? Also does it report as one or two accounts
On your credit reports ? All FICO scores are in the high 700! The
Salesperson at the register said I was lucky ! I had to laugh cause luck has little to do with it !
I applied in the store . When I called to activate the card . I foundout that there are two seperate accounts ! One for Macy's in store
purchases which has an $800 CL & the purchases outside the store
Using the American Express brand is & $6000 CL ! I was unaware
that they did this ! I'm suprized the amount for inside Macy's
isn't higher than the limit when using the AMEX Brand ! Is anyone
else familiar with this? Also does it report as one or two accounts
On your credit reports ? All FICO scores are in the high 700! The
Salesperson at the register said I was lucky ! I had to laugh cause luck has little to do with it !
2 Comments
Comment 1 by wanderer
Re: Instant Approval ! MACY'S AMERICAN EXPRESS CARD 
on 2012-09-12
WOW! Congrats. The AX CL is super. Likely you will be able to use your AX at many more places so the large CL is better. In the store, how often would we be purchasing more than $800 worth of anything in a month?! Your credit scores are super.
on 2012-09-12 WOW! Congrats. The AX CL is super. Likely you will be able to use your AX at many more places so the large CL is better. In the store, how often would we be purchasing more than $800 worth of anything in a month?! Your credit scores are super.
Comment 2 by patrick12
Re: Instant Approval ! MACY'S AMERICAN EXPRESS CARD on 2012-09-14
The Macy's AMEX is a great card, however, make sure you pay in full each month! The APR is 24.9%! Yikes! Other than that, Macy's is a great card to have in your wallet! Take care of them and they will reward you with VERY generous credit line increases!
on 2012-09-14 The Macy's AMEX is a great card, however, make sure you pay in full each month! The APR is 24.9%! Yikes! Other than that, Macy's is a great card to have in your wallet! Take care of them and they will reward you with VERY generous credit line increases!
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
