"Nice Card If You Shop Gap, BR Or Athleta"
GapCard Review
Written by: pantheranubis on 2012-09-07
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
pantheranubis's review: 
I applied for this card in late Jan 2012 since i already primarily clothes shop at GAP. I was at baby gap to buy clothes for my friend's son's 1 b-day. i applied there at the register on a whim since it was a gapcard tuesday and i could use the 15% off. i had built up my credit so far in two years to an average rating about 665. Instant approval for $400 CL. I use it here and there..i always carry a balance..but make more than the minimum payments. I just like to keep it at about 10% every month. About 4 mos ago i logged in to see that my CL jumped to $500..ok great, didnt even ask for it but heck yea i'll take it. Then this morning got an email that i got an automatic CLI. Ok log in to check and WOW nice! i thought it was another $100. Nope.. CL jumped to $1300. Seems like GAP is a good card for credit building. I dont reccomend store cards, and this is the only store card i have; the other three are Discover, Cap 1, and Best Buy Mastercard (movie junkie). If you shop here, get the card, treat it well: stay below limit, pay bill on time and in less than a year get at lest two CLI's like i did. Can't complain about that!
I applied for this card in late Jan 2012 since i already primarily clothes shop at GAP. I was at baby gap to buy clothes for my friend's son's 1 b-day. i applied there at the register on a whim since it was a gapcard tuesday and i could use the 15% off. i had built up my credit so far in two years to an average rating about 665. Instant approval for $400 CL. I use it here and there..i always carry a balance..but make more than the minimum payments. I just like to keep it at about 10% every month. About 4 mos ago i logged in to see that my CL jumped to $500..ok great, didnt even ask for it but heck yea i'll take it. Then this morning got an email that i got an automatic CLI. Ok log in to check and WOW nice! i thought it was another $100. Nope.. CL jumped to $1300. Seems like GAP is a good card for credit building. I dont reccomend store cards, and this is the only store card i have; the other three are Discover, Cap 1, and Best Buy Mastercard (movie junkie). If you shop here, get the card, treat it well: stay below limit, pay bill on time and in less than a year get at lest two CLI's like i did. Can't complain about that!
1 Comment
Comment 1 by creditcardaddict
Re: Nice Card If You Shop Gap, BR Or Athleta 
on 2012-09-12
Thats nice!!! Have they offered you an upgrade to the VISA? Your CL is excellent for an upgrade you should call if they haven't offered it yet.
on 2012-09-12 Thats nice!!! Have they offered you an upgrade to the VISA? Your CL is excellent for an upgrade you should call if they haven't offered it yet.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
