"Declined"
Barclaycard® Rewards MasterCard® Review
Written by: ruslanyarosh on 2012-08-18
Overall Satisfaction
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Customer Service
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Rewards
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Account Management
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Delivery Time
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ruslanyarosh's review:
Got approved for nordstrom visa $5000. but denied for this card, makes no sense. have to call recon department. all my scores are ex 686 eq 707 trans 785. been on credit files since 01 no baddies. 5 paid auto loans. current on everything
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3 Comments
Comment 1 by wanderer
Re: Declined
on 2012-08-19
Recon is a good idea. Also, there is a large difference between the CR scores. You may want to view all three reports and see what adjustments are needed. Usually, the scores would be close if most of the information is the same. If errors, get on their case and ride them like a horse. Many of us on the FG site have been able to do well with credit bureau errors.
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Comment 2 by sintanjin89
Re: Declined
on 2012-08-22
Your better off without this card. The rewards points are very confusing. I have had the card for six months and have yet to figure them out. It is now sitting in the sock drawer. I will probably close it soon.
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Comment 3 by flirishpm
Re: Declined
on 2012-10-01
I've had the LL Bean Visa for about a year now and kind of regret taking the bait from their website to "apply online now and receive 20% off your order" message.
It's a measly $650 credit line. The only place I intend to use it is when I want to order something from LL Bean and that's about it. As for Barclay, their website is ok to use for paying your bill or to see the account status. Be careful with some of their backdoor tactics to get you to sign up for "Account Protection" which is nothing more than their way of getting another few bucks out of you if you decide to carry a balance on any given month.
I use my Discover More Card for everyday purchases and the rewards are decent.
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It's a measly $650 credit line. The only place I intend to use it is when I want to order something from LL Bean and that's about it. As for Barclay, their website is ok to use for paying your bill or to see the account status. Be careful with some of their backdoor tactics to get you to sign up for "Account Protection" which is nothing more than their way of getting another few bucks out of you if you decide to carry a balance on any given month.
I use my Discover More Card for everyday purchases and the rewards are decent.
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Disclaimer: This content is not provided by Barclays Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Barclays Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Barclays Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Barclays Bank. Review content is powered by Finance Globe.