"Finally Reporting Credit Limit"
Macy's Credit Card® Review
Written by: roughdraft on 2012-07-25
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roughdraft's review: I checked my credit scores yesterday and noticed that Macy's has finally started reporting their credit limit on my Experian and Equifax reports. There was a lot of talk about this. It first started with them initiating a credit limit here recently.
I recieved the card about 10 months ago. About 6 months into the account, I saw where they posted my credit limit on my statement of $300. I called and requested an increase at the seventh month mark. They granted my desired amount of $500 with a hard pull on Experian.
Now they have started reporting the credit limit on my credit report, which adds to my overall available credit. I am happy with the card so far, I recieve lots of promotions and you recieive discounts at the register when they have sales. I will try to have it converted to the Macy's AMEX in a year or so.
I recieved the card about 10 months ago. About 6 months into the account, I saw where they posted my credit limit on my statement of $300. I called and requested an increase at the seventh month mark. They granted my desired amount of $500 with a hard pull on Experian.
Now they have started reporting the credit limit on my credit report, which adds to my overall available credit. I am happy with the card so far, I recieve lots of promotions and you recieive discounts at the register when they have sales. I will try to have it converted to the Macy's AMEX in a year or so.
2 Comments
Comment 1 by wanderer
Re: Finally Reporting Credit Limit on 2012-07-26
Good CL with Macy's. You are on the road to building credit with them.
Good CL with Macy's. You are on the road to building credit with them.
Comment 2 by creditcardaddict
Re: Finally Reporting Credit Limit on 2012-07-31
That's awesome I will check mine out in my monthly experian monitoring. Thanks for posting!!
That's awesome I will check mine out in my monthly experian monitoring. Thanks for posting!!
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.