"Instant Approval!"
Capital One® SparkSM Classic for Business Review
Written by: newstart on 2012-07-03
Overall Satisfaction
Customer Service
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Delivery Time
newstart's review: 
I wanted a card that was separate from my personal credit, for business purchases. I was approved instantly online for $1000 credit limit. My personal credit scores were 625, 624, 625; this is my first credit card for my business. I have 5 personal credit cards 2 - Capital One $750 each (1 is a rewards card), 1 - HSBC $400 (now Capital One), 1 - 1st Premier $700(which they just tried to offer me another card today with a $400 limit, which I declined) and 1 - New York & Company $760.
I am rebuilding my credit after post Chapter 7 discharged in 2009, this is my first time having credit cards, I was never a fan of credit cards. My bankrucpty was due to being downsized from work, now I am on the road to having good credit again. I still have a long way to go.
I wanted a card that was separate from my personal credit, for business purchases. I was approved instantly online for $1000 credit limit. My personal credit scores were 625, 624, 625; this is my first credit card for my business. I have 5 personal credit cards 2 - Capital One $750 each (1 is a rewards card), 1 - HSBC $400 (now Capital One), 1 - 1st Premier $700(which they just tried to offer me another card today with a $400 limit, which I declined) and 1 - New York & Company $760. I am rebuilding my credit after post Chapter 7 discharged in 2009, this is my first time having credit cards, I was never a fan of credit cards. My bankrucpty was due to being downsized from work, now I am on the road to having good credit again. I still have a long way to go.
3 Comments
Comment 1 by derek1061
Re: Instant Approval! 
on 2012-07-03
Congratulations. Its nice to see you are on your road to credit recovery.
on 2012-07-03 Congratulations. Its nice to see you are on your road to credit recovery.
Comment 2 by roughdraft
Re: Instant Approval! on 2012-07-03
Congrats! I agree, there are many of us here that took that road and are now on a better track. FG will help you take that extra step forward and help you make wiser credit choices.
on 2012-07-03 Congrats! I agree, there are many of us here that took that road and are now on a better track. FG will help you take that extra step forward and help you make wiser credit choices.
Comment 3 by creditcardaddict
Re: Instant Approval! on 2012-07-09
Yes many people begin with high APR credit cards and pay them on time allowing there credit to look way better than before
on 2012-07-09 Yes many people begin with high APR credit cards and pay them on time allowing there credit to look way better than before
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
