"ZIONS BANK RESPONSES"
Zions Bank Visa Classic® Review
Written by: ratedpg on 2007-09-27
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
ratedpg's review: 
I stumbled upon this website and have utilized it to do research on what cards would be best to apply for based on my FICO score. I also applied to Zions and have not heard back. Their website states my application is being reviewed by a bank officer. I applied on 09/11/07. I would love any feedback from anyone who has applied for this card. Have you been approved or declined. How long did it take to get a response back from them? Was it via mail or online?
Thanks in advance for your information.
I stumbled upon this website and have utilized it to do research on what cards would be best to apply for based on my FICO score. I also applied to Zions and have not heard back. Their website states my application is being reviewed by a bank officer. I applied on 09/11/07. I would love any feedback from anyone who has applied for this card. Have you been approved or declined. How long did it take to get a response back from them? Was it via mail or online?Thanks in advance for your information.
2 Comments
Comment 1 by meya
RE: Ratedpg & Jamie 
on 2007-09-27
Hi you two, I was declined for this card when I applied even though I received the under review response. I called the bank 3 days later and received the under review so much until I asked to speak to the credit department. This card goes directly to the bank, not a department where they handle all new accounts because when the bank teller said he was putting me on hold, "He must have failed", I heard everything he was saying to the other banker. When I was put on the phone with the manager, I was told that I was denied credit due to too many new accounts, too many inquiries, and a few badies that was still showing on my report. I believe this card is based on your geograhical area. If you stay far away, they are not offering you the card, if is only for residence within their area. I guess thay want to be able to knock on your door if you missed a payment. One more thing, they are requesting what they call a "line of credit" for a minimum of $6,500. So if you think that you qualify for a line that high, then you have nothing to fear. Also I did not apply for the Visa classic, I applied for the other card (which I believe was the premiere MasterCard), but I was told they work the same way. When you are denied for one, you are denied for all.
on 2007-09-27 Hi you two, I was declined for this card when I applied even though I received the under review response. I called the bank 3 days later and received the under review so much until I asked to speak to the credit department. This card goes directly to the bank, not a department where they handle all new accounts because when the bank teller said he was putting me on hold, "He must have failed", I heard everything he was saying to the other banker. When I was put on the phone with the manager, I was told that I was denied credit due to too many new accounts, too many inquiries, and a few badies that was still showing on my report. I believe this card is based on your geograhical area. If you stay far away, they are not offering you the card, if is only for residence within their area. I guess thay want to be able to knock on your door if you missed a payment. One more thing, they are requesting what they call a "line of credit" for a minimum of $6,500. So if you think that you qualify for a line that high, then you have nothing to fear. Also I did not apply for the Visa classic, I applied for the other card (which I believe was the premiere MasterCard), but I was told they work the same way. When you are denied for one, you are denied for all. Comment 2 by garydman
D O NOT Apply For This Unless... on 2008-04-26
Do NOT apply for this card unless you live in Utah or Idaho. They do not service any other areas. Finance Globe should note this on their ad. Don't waste the inquiry.
on 2008-04-26 Do NOT apply for this card unless you live in Utah or Idaho. They do not service any other areas. Finance Globe should note this on their ad. Don't waste the inquiry.
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Disclaimer: This content is not provided by Zions Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Zions Bank. Review content is powered by Finance Globe.
