"Good"
JCPenney Credit Card® Review
Written by: cassandra on 2012-05-25
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
cassandra's review: 
My husband has this card and I am an authorized user, which is good because this shows up on my credit report as well. His credit limit is 500. I liked it and used it much more before JCPenneys did their big change over because I would get reward coupons and at times not spend very much at all. I would recommend this card.
My husband has this card and I am an authorized user, which is good because this shows up on my credit report as well. His credit limit is 500. I liked it and used it much more before JCPenneys did their big change over because I would get reward coupons and at times not spend very much at all. I would recommend this card.
5 Comments
Comment 1 by roughdraft
Re: Good 
on 2012-05-25
I had read great reviews, over and over about how GECapital (specifically the JCPenny card) gives CLI's and 'takes care of you' but I can't seem to get a CLI. I have called and tried twice. I have had the card about 10 months now and still only have $150 CL. I don't want to affect my credit in any way right now, but plan on closing mine in a couple of months. Low limit cards are good to start but its better to have a few higher limit cards.
on 2012-05-25 I had read great reviews, over and over about how GECapital (specifically the JCPenny card) gives CLI's and 'takes care of you' but I can't seem to get a CLI. I have called and tried twice. I have had the card about 10 months now and still only have $150 CL. I don't want to affect my credit in any way right now, but plan on closing mine in a couple of months. Low limit cards are good to start but its better to have a few higher limit cards.
Comment 2 by cassandra
Re: Good on 2012-05-25
He started out with a 500 credit limit about 9 months ago. He has not tried to get a increase but they have not increased it either. I like the card though.
on 2012-05-25 He started out with a 500 credit limit about 9 months ago. He has not tried to get a increase but they have not increased it either. I like the card though.
Comment 4 by wndblwn06
Re: Good on 2012-06-01
I started out at $150 2 years and a few months ago and am now at $2,300. At first, i was automatically given increases every few months...now I believe you have to call and request them (used to be able to request one online). The interest rate is ridiculous, but what're you gonna do :p They are great with cli's as long as you use it and pay on time!
on 2012-06-01 I started out at $150 2 years and a few months ago and am now at $2,300. At first, i was automatically given increases every few months...now I believe you have to call and request them (used to be able to request one online). The interest rate is ridiculous, but what're you gonna do :p They are great with cli's as long as you use it and pay on time!
Comment 5 by jaime7815702
Re: Good on 2013-03-13
That's weird because I started at $200 limit and in 3.5 months they gave me my first increase to $500. And now at 7 months since I opened they gave me another increase. This time they went over their heads to $2,000 way more than I need! It's good to know that you can use this card at cvs and rite aid!!
on 2013-03-13 That's weird because I started at $200 limit and in 3.5 months they gave me my first increase to $500. And now at 7 months since I opened they gave me another increase. This time they went over their heads to $2,000 way more than I need! It's good to know that you can use this card at cvs and rite aid!!
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
