"Helping Family"
Sport Chalet Visa® Signature Card Review
Written by: creditcardaddict on 2012-02-13
Overall Satisfaction
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creditcardaddict's review: 
The time when your kids turn 18 and get their drivers license and want to start building credit. My daughter never wanted a secured card, so I looked into doing a joint account to start helping her build credit. But with all these inquiries I was afraid I wasn't gonna be approved, and didn't like how these secured cards worked either. SO I applied and got a response via e-mail (after 5 days) and said Congratulations you have been approved for the Sport Chalet VISA! I was so happy knowing that my daughter will now be able to start building her credit with out a secured card. And yes she knows the rules when managing credit or else it will be tooken away simple as that! hahha, Also they gave use a $3,000 CL . Not that bad!
The time when your kids turn 18 and get their drivers license and want to start building credit. My daughter never wanted a secured card, so I looked into doing a joint account to start helping her build credit. But with all these inquiries I was afraid I wasn't gonna be approved, and didn't like how these secured cards worked either. SO I applied and got a response via e-mail (after 5 days) and said Congratulations you have been approved for the Sport Chalet VISA! I was so happy knowing that my daughter will now be able to start building her credit with out a secured card. And yes she knows the rules when managing credit or else it will be tooken away simple as that! hahha, Also they gave use a $3,000 CL . Not that bad!
5 Comments
Comment 1 by derek1061
Re: Helping Family 
on 2012-02-13
Congratulations, and I applaud you on helping your daughter to successfully establish credit. I would also recommend you adding her as an authorized user to any credit card with a minimal balance.
on 2012-02-13 Congratulations, and I applaud you on helping your daughter to successfully establish credit. I would also recommend you adding her as an authorized user to any credit card with a minimal balance.
Comment 2 by wanderer
Re: Helping Family on 2012-02-14
Pretty cool way to help the family get their foot in the credit door. Congrats!
on 2012-02-14 Pretty cool way to help the family get their foot in the credit door. Congrats!
Comment 3 by creditcardaddict
Re: Helping Family on 2012-02-15
Thank you very much. So adding someone as an authorized user will also help them build credit? Also I heard that that the new Amex Pre Paid card also helps build credit. Has anyone heard anything about this? Thanks again for all your comments!
on 2012-02-15 Thank you very much. So adding someone as an authorized user will also help them build credit? Also I heard that that the new Amex Pre Paid card also helps build credit. Has anyone heard anything about this? Thanks again for all your comments!
Comment 4 by creditcardaddict
Re: Helping Family on 2012-02-15
The next card that I will apply for to help my son build credit will be the Travelocity AMEX Rewards, this will be in the next month. Since we will be traveling out of state for the summer. Ill post the results for that one when I get results.
on 2012-02-15 The next card that I will apply for to help my son build credit will be the Travelocity AMEX Rewards, this will be in the next month. Since we will be traveling out of state for the summer. Ill post the results for that one when I get results.
Comment 5 by derek1061
Re: Helping Family on 2012-02-15
Yes authorized user accounts do build a credit history. The American Express pre-paid card DOES NOT build credit as it is pre-paid, however this card might be able to get you in with a real AMEX later on.
on 2012-02-15 Yes authorized user accounts do build a credit history. The American Express pre-paid card DOES NOT build credit as it is pre-paid, however this card might be able to get you in with a real AMEX later on.
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Disclaimer: This content is not provided by First National Bank Omaha. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by First National Bank Omaha. Review content is powered by Finance Globe.
