"Helpful For Shopping"
Choose n Charge® from Seventh Avenue Review
Written by: mrvoiceguy on 2012-01-16
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
mrvoiceguy's review: 
I have been a customer of Seventh Avenue for over four years. I started with a CL of $200 and it has grown to $1200 now. I received a pre-approved catalog and while it didn't help raise my score that I am aware of, it helped me keep going to rebuild my scores. I had scores in the upper 400's to low 500's in 2007 and have raised them to the upper 600's now.
I have been a customer of Seventh Avenue for over four years. I started with a CL of $200 and it has grown to $1200 now. I received a pre-approved catalog and while it didn't help raise my score that I am aware of, it helped me keep going to rebuild my scores. I had scores in the upper 400's to low 500's in 2007 and have raised them to the upper 600's now.
4 Comments
Comment 2 by patrick12
Re: Helpful For Shopping 
on 2012-01-16
ChooseNCharge is a great program! I started with that program about 4 years ago, and yes! Their credit limits can be generous with alot of usage and keeping a low balance! I acutally prefer the hidden tadeline myself! ;)
on 2012-01-16 ChooseNCharge is a great program! I started with that program about 4 years ago, and yes! Their credit limits can be generous with alot of usage and keeping a low balance! I acutally prefer the hidden tadeline myself! ;)
Comment 3 by mrvoiceguy
Re: Helpful For Shopping on 2012-08-03
CL with this trade now up to $1450, great US based customer service. They stand behind the products they sell.
on 2012-08-03 CL with this trade now up to $1450, great US based customer service. They stand behind the products they sell.
Comment 4 by notahappyman
Re: Helpful For Shopping on 2012-08-29
Thats great that all of you like 7th avenue and your choose n charge account but if you have more than on mail order catalog from the company colony brands inc. witch is 7th avenue, montgomery ward, country door, and home at 5 ect. it does go on, you will noticed that all of the above use choose n charge credit wicth is 7th avenue and you have several credit lines with choose n charge for these catalogs you only have one credit account number but you are paying about 23% interest rate on every credit line and not on the one and only credit account you actually have with choose n charge, so im assuming thats why they dont do credit reporting because their is only one account to report, so im going to look into weather this is legal or not because i dont think it should be and not only that they advertise items as being available when they are actually out of stock and will give you the run a round and flat out lie to you hoping you do not cancel the order, so that is false advertisement and the attorney general of wisconsin, and the FTC, and the BBB of wisconsin are looking in to some complaints about the entire company so be careful and dont be surprised if they get audited
on 2012-08-29 Thats great that all of you like 7th avenue and your choose n charge account but if you have more than on mail order catalog from the company colony brands inc. witch is 7th avenue, montgomery ward, country door, and home at 5 ect. it does go on, you will noticed that all of the above use choose n charge credit wicth is 7th avenue and you have several credit lines with choose n charge for these catalogs you only have one credit account number but you are paying about 23% interest rate on every credit line and not on the one and only credit account you actually have with choose n charge, so im assuming thats why they dont do credit reporting because their is only one account to report, so im going to look into weather this is legal or not because i dont think it should be and not only that they advertise items as being available when they are actually out of stock and will give you the run a round and flat out lie to you hoping you do not cancel the order, so that is false advertisement and the attorney general of wisconsin, and the FTC, and the BBB of wisconsin are looking in to some complaints about the entire company so be careful and dont be surprised if they get audited
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Disclaimer: This content is not provided by Seventh Avenue. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Seventh Avenue. Review content is powered by Finance Globe.
