"Approved"
Wells Fargo Platinum Card Review
Written by: hammer23 on 2011-12-06
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
hammer23's review: 
I bank with Wells for my checking and savings. I applied online for overdraft protection, which Wells does through through their credit cards. I know Wells is pretty strict on their lending standards and I was apprehensive about applying since I have a BK less than 3 years ago. I was shocked to be approved!
Pulled TU (687 FICO) Gave me a $500 line, called on the phone and was told Wells would review for a larger amount after 6 months. 0% for first 6 months. Don't know the APR as of yet (will be between 10.15-20.15)
no annual fee.
Feels good to be approved with a PRIME bank again!
I bank with Wells for my checking and savings. I applied online for overdraft protection, which Wells does through through their credit cards. I know Wells is pretty strict on their lending standards and I was apprehensive about applying since I have a BK less than 3 years ago. I was shocked to be approved! Pulled TU (687 FICO) Gave me a $500 line, called on the phone and was told Wells would review for a larger amount after 6 months. 0% for first 6 months. Don't know the APR as of yet (will be between 10.15-20.15)
no annual fee.
Feels good to be approved with a PRIME bank again!
3 Comments
Comment 1 by wanderer
Re: Approved 
on 2011-12-06
WOW! Approval by Wells Fargo with a BK on the books... not to shabby. Congrats! Enjoy your new prime card.
on 2011-12-06 WOW! Approval by Wells Fargo with a BK on the books... not to shabby. Congrats! Enjoy your new prime card.
Comment 2 by derek1061
Re: Approved on 2011-12-06
Congratulations, thats great you should be proud that Wells Fargo chose to accept your application for credit.
on 2011-12-06 Congratulations, thats great you should be proud that Wells Fargo chose to accept your application for credit.
Comment 3 by hammer23
Re: Approved on 2011-12-12
Update: Wells Pulled XPN. Score came in at 646... bk7 discharged 3.19.2009.
on 2011-12-12 Update: Wells Pulled XPN. Score came in at 646... bk7 discharged 3.19.2009.
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Disclaimer: This content is not provided by Wells Fargo. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo. Review content is powered by Finance Globe.
