"Pre-approved Online"
ShopNBC Credit Card Review
Written by: jusdonit on 2011-12-01
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
jusdonit's review: Online pre-approval. Had just signed in, shopped, and the pre-approval popped up at checkout. $1600 limit.
Scores were 708ex, 726eq, 734tu
Scores were 708ex, 726eq, 734tu
3 Comments
Comment 1 by wanderer
Re: Pre-approved Online on 2011-12-02
Congrats! Great scores and CL. You must be on the path of good credit!
Congrats! Great scores and CL. You must be on the path of good credit!
Comment 2 by rsty99
Re: Pre-approved Online on 2011-12-04
Congrats, but be careful your applying for cards all with GE money bank. They can play games with your credit lines.
Congrats, but be careful your applying for cards all with GE money bank. They can play games with your credit lines.
Comment 3 by cper
Re: Pre-approved Online on 2012-03-18
I have several cards from GE Money (Retail) Bank and observed that some cards get more frequent CLIs; whereas, others remain static. Meanwhile, my payment performance is the same across all--I pay frequently, early, and more than the minimum every month and I never ever exceed 35% of my available credit. But I have often wondered how GE makes its CLI decisions. Therefore, I am requesting Rsty99 to explain the assertion, "They can play games with your credit lines." I appreciate your help.
I have several cards from GE Money (Retail) Bank and observed that some cards get more frequent CLIs; whereas, others remain static. Meanwhile, my payment performance is the same across all--I pay frequently, early, and more than the minimum every month and I never ever exceed 35% of my available credit. But I have often wondered how GE makes its CLI decisions. Therefore, I am requesting Rsty99 to explain the assertion, "They can play games with your credit lines." I appreciate your help.
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Disclaimer: This content is not provided by GE Money. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by GE Money. Review content is powered by Finance Globe.