"Product Change !"
BankAmericard Cash Rewards™ Visa Signature® Card Review
Written by: kdb030609 on 2011-10-26
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kdb030609's review: 
Originally opened the account 7/2010. It was the American Diabetes Association AMEX card. Started with $2,000 CL & Scores were mid 700's and apr was a terrible 20.99% ! This summer I had it changed to a visa since other Visa Sig card was upgraded to Accelerated Cash Rewards AMEX. Earlier in the year got a CLI of $1,000. This summer got a letter to call them about an apr reduction to 10.99% . Yesterday I called to ask about a product change to this card. Because I like the cash rewards better than Worldpoints. They said ok without any hesitation. Now for the big supprise ! They told me that I was to receive a apr reduction to 9.9%. I asked if it was because of the product change. They said no it was because I deserved it ! When I heard that I laughed ! but hey I'll take it Thanks B of A ! As usual with my experience with B of A their customer service is excellant. Easy to understand and very polite. They said the card would arrive in two to three weeks.
It's not the signature version of the card. Which is fine with me. I don't know why they've been so good to me! Maybe they think I'm somebody else! LOL!!
Originally opened the account 7/2010. It was the American Diabetes Association AMEX card. Started with $2,000 CL & Scores were mid 700's and apr was a terrible 20.99% ! This summer I had it changed to a visa since other Visa Sig card was upgraded to Accelerated Cash Rewards AMEX. Earlier in the year got a CLI of $1,000. This summer got a letter to call them about an apr reduction to 10.99% . Yesterday I called to ask about a product change to this card. Because I like the cash rewards better than Worldpoints. They said ok without any hesitation. Now for the big supprise ! They told me that I was to receive a apr reduction to 9.9%. I asked if it was because of the product change. They said no it was because I deserved it ! When I heard that I laughed ! but hey I'll take it Thanks B of A ! As usual with my experience with B of A their customer service is excellant. Easy to understand and very polite. They said the card would arrive in two to three weeks.It's not the signature version of the card. Which is fine with me. I don't know why they've been so good to me! Maybe they think I'm somebody else! LOL!!
2 Comments
Comment 1 by wanderer
Re: Product Change ! 
on 2011-10-26
Congrats! You did yourself proud. Maybe BOA is recognizing their good customers! Nice thing about cash..."no blackout dates". For the Signature version they need to increase the CL to $5K+
on 2011-10-26 Congrats! You did yourself proud. Maybe BOA is recognizing their good customers! Nice thing about cash..."no blackout dates". For the Signature version they need to increase the CL to $5K+
Comment 2 by thomas1
Re: Product Change ! on 2011-10-28
Way to go! They saw you have been managing the account well, is why they gave you the lower rate. Mine is 12.99% after the intro period of 15 mos. Cashback adds up quickly, as i've taken advantage of the 5% back on gas, groceries, and drug store purchases
on 2011-10-28 Way to go! They saw you have been managing the account well, is why they gave you the lower rate. Mine is 12.99% after the intro period of 15 mos. Cashback adds up quickly, as i've taken advantage of the 5% back on gas, groceries, and drug store purchases
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
