"Love AA Miles!"
Citi® Platinum Select® / AAdvantage® World MasterCard® Review
Written by: phynanciallysavvy on 2011-10-10
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
phynanciallysavvy's review: 
Applied online, but after submitting my app, I got a msg that basically said: call us, but you're pretty much approved. Next day, I called & only had to verify my address, then 2 mins later: "You're approved for a $8,500 LOC," but it's a Flexible spending acct. The standard APR is 15.24%, all day every day - for this card and all other Citi-AA cards. (My mom has Citi AA Plat MC and Citi AA Amex, which I've verified have the same apr.)
Also, only pulled EX, which had a 728 plus score, and no negative accts. I was declined for this card in '09 w/ 682 score and one neg acct.
A big plus about this card is that Citi reports your acct to CBs within a couple days of approving app- like, my CRs showed this acct before I even got the card in the mail, which only took 4-5 days. Very happy w/ this card and the 30,000 bonus AA miles!
Applied online, but after submitting my app, I got a msg that basically said: call us, but you're pretty much approved. Next day, I called & only had to verify my address, then 2 mins later: "You're approved for a $8,500 LOC," but it's a Flexible spending acct. The standard APR is 15.24%, all day every day - for this card and all other Citi-AA cards. (My mom has Citi AA Plat MC and Citi AA Amex, which I've verified have the same apr.)Also, only pulled EX, which had a 728 plus score, and no negative accts. I was declined for this card in '09 w/ 682 score and one neg acct.
A big plus about this card is that Citi reports your acct to CBs within a couple days of approving app- like, my CRs showed this acct before I even got the card in the mail, which only took 4-5 days. Very happy w/ this card and the 30,000 bonus AA miles!
1 Comment
Comment 1 by wanderer
Re: Love AA Miles! 
on 2011-10-10
Nice...! Congrats on your new score and CL. Citi is good to you. They report fast to the bureaus too.
on 2011-10-10 Nice...! Congrats on your new score and CL. Citi is good to you. They report fast to the bureaus too.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
