"Discover More Approved"
Discover® More® Card Platinum Review
Written by: wanderer on 2011-09-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
wanderer's review: 
Approved for a new account with EX 776 TU 796 EQ 804 and they pulled TU with no annual fee and the apr's are 10.99% with the cash rate at 23.99%. Comes with the standard 1% (note the real deal is 0.25% on dollars spent for rewards up to $3,000 when it moves up to 1% for every dollar spent) and the special 5% quarterly bonus along with 0% Apr on Purchases and Balance Transfers for a full 12 months. Note they were very complete in their followup telephone call. This was an online pre-approved application that got the 7 to 10 day notice. Discover Card called within 15 minutes of the online notice and gave me the ok. In November 2012 Discover converted the card to a "Discover IT" Card at my request with no inquiries in the CB's.
Approved for a new account with EX 776 TU 796 EQ 804 and they pulled TU with no annual fee and the apr's are 10.99% with the cash rate at 23.99%. Comes with the standard 1% (note the real deal is 0.25% on dollars spent for rewards up to $3,000 when it moves up to 1% for every dollar spent) and the special 5% quarterly bonus along with 0% Apr on Purchases and Balance Transfers for a full 12 months. Note they were very complete in their followup telephone call. This was an online pre-approved application that got the 7 to 10 day notice. Discover Card called within 15 minutes of the online notice and gave me the ok. In November 2012 Discover converted the card to a "Discover IT" Card at my request with no inquiries in the CB's.
5 Comments
Comment 1 by finance globe
Re: Discover More Approved 
on 2011-09-21
Congrats on the approval! Discover had been selective over the past several months, so this is certainly a victory!
on 2011-09-21 Congrats on the approval! Discover had been selective over the past several months, so this is certainly a victory!
Comment 2 by kdb030609
Re: Discover More Approved on 2011-09-23
Congratulations!!! It's about time you got a Discover Card! What have you been waiting for! You know you won't be disappointed by their customer service. It is one of the best. Not to mention their rewards are pretty great. Everything looks great from the apr to the scores. They are definently a conservative lender. With most of the reviews I've read on FG on initial CL. But they do increase.
on 2011-09-23 Congratulations!!! It's about time you got a Discover Card! What have you been waiting for! You know you won't be disappointed by their customer service. It is one of the best. Not to mention their rewards are pretty great. Everything looks great from the apr to the scores. They are definently a conservative lender. With most of the reviews I've read on FG on initial CL. But they do increase.
Comment 3 by wanderer
Re: Discover More Approved on 2011-09-23
Truth! There is more to this story. Discover Bank is giving me a second chance. Over ten years ago they were part of a big BK. I did try applying twice before and they would not approve me. This is a big step forward for both of us. So, thanks for the encouragement! It is appreciated. My record has been clean for over ten years and they took a chance.
on 2011-09-23 Truth! There is more to this story. Discover Bank is giving me a second chance. Over ten years ago they were part of a big BK. I did try applying twice before and they would not approve me. This is a big step forward for both of us. So, thanks for the encouragement! It is appreciated. My record has been clean for over ten years and they took a chance.
Comment 4 by finance globe
Re: Discover More Approved on 2011-09-24
Excellent! Great success story to share for sure... It's great to know that they can forgive. There's no doubt that you've been on the right track to prove your worthiness! Keep it up!!!
on 2011-09-24 Excellent! Great success story to share for sure... It's great to know that they can forgive. There's no doubt that you've been on the right track to prove your worthiness! Keep it up!!!
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
