"Why"
Capital One® Cash Rewards for Newcomers Review
Written by: pupovac on 2011-09-17
Overall Satisfaction
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pupovac's review: 
My credit score was 633 and I got declined... and I do not understand why...?
My credit score was 633 and I got declined... and I do not understand why...?
4 Comments
Comment 1 by quen12
Re: Why 
on 2011-09-18
Your numerical score isn't the only factor. They also take into consideration your debt to income ratio along with other criteria. Each company is different...but I know for a FACT if your debt to income ratio shows a high utilization, this causes declines as well.
on 2011-09-18 Your numerical score isn't the only factor. They also take into consideration your debt to income ratio along with other criteria. Each company is different...but I know for a FACT if your debt to income ratio shows a high utilization, this causes declines as well.
Comment 2 by wndblwn06
Re: Why on 2011-09-20
My scores range from 665-675 and they won't approve me either. I'm just going to wait awhile and apply for a better card, such as Discover More
on 2011-09-20 My scores range from 665-675 and they won't approve me either. I'm just going to wait awhile and apply for a better card, such as Discover More
Comment 3 by wndblwn06
Re: Why on 2011-09-20
I didn't mention that it wasn't this exact card I have applied for...the only card they'll approve me for is a secured card
on 2011-09-20 I didn't mention that it wasn't this exact card I have applied for...the only card they'll approve me for is a secured card
Comment 4 by phynanciallysavvy
Re: Why on 2011-09-21
My scores are 740+ with all 3 CB, and Cap One declined me bc of the ONE and only collection account with any of the 3 CBs - which is 6 1/2 years old... Luckily since then, Citi has given me 2 platinum/world cards, and I've also accumulated a Discover, Chase Freedom and USAA world CC. Shame on Cap One. (Greedy losers!)
on 2011-09-21 My scores are 740+ with all 3 CB, and Cap One declined me bc of the ONE and only collection account with any of the 3 CBs - which is 6 1/2 years old... Luckily since then, Citi has given me 2 platinum/world cards, and I've also accumulated a Discover, Chase Freedom and USAA world CC. Shame on Cap One. (Greedy losers!)
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
