"Couldn't Turn Down The Offer"
Discover® More® Card - American Flag Review
Written by: flirishpm on 2011-09-08
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flirishpm's review: 
I've heard great things about Discover and especially the More card so I responded to an email offer about 2 weeks ago. Approved me for $1,000 which is not a lot but I'll use this for all my groceries, gas, dining, dry cleaning and other incidentals that will rack up some serious cashback rewards. I like the idea that Discover segements the year into "quarters" that you have to sign up for to earn the 5% cashback bonus.
No lates, no BK, credit reports EQ and TU around 700 and 1 or 2 hard pulls in the last year or so. Excellent payment history for over 15 years.
I've always wanted to be a part of the Discover family so hopefully this card will grow in credit line increases.
I've heard great things about Discover and especially the More card so I responded to an email offer about 2 weeks ago. Approved me for $1,000 which is not a lot but I'll use this for all my groceries, gas, dining, dry cleaning and other incidentals that will rack up some serious cashback rewards. I like the idea that Discover segements the year into "quarters" that you have to sign up for to earn the 5% cashback bonus. No lates, no BK, credit reports EQ and TU around 700 and 1 or 2 hard pulls in the last year or so. Excellent payment history for over 15 years.
I've always wanted to be a part of the Discover family so hopefully this card will grow in credit line increases.
5 Comments
Comment 1 by derek1061
Re: Couldn't Turn Down The Offer 
on 2011-09-08
Congratulations. I would have thought you would have gotten a higher credit limit especially since your credit score is high.
on 2011-09-08 Congratulations. I would have thought you would have gotten a higher credit limit especially since your credit score is high.
Comment 2 by bc8787
Re: Couldn't Turn Down The Offer on 2011-09-08
I got the discover more card the other day. You and I have around the same scores and I got approved as well. I would have thought with scores like that you would have gotten a higher CL. But as the analyst said when they called me, Discover is a very conservative lender.
Congrats!
on 2011-09-08 I got the discover more card the other day. You and I have around the same scores and I got approved as well. I would have thought with scores like that you would have gotten a higher CL. But as the analyst said when they called me, Discover is a very conservative lender. Congrats!
Comment 3 by derek1061
Re: Couldn't Turn Down The Offer on 2011-09-08
Although Discover is conservative, I think that if your credit score was above a 720 they would have given you a higher credit limit. At the time of my application I had a 722 FICO and I got approved for $1,500.
on 2011-09-08 Although Discover is conservative, I think that if your credit score was above a 720 they would have given you a higher credit limit. At the time of my application I had a 722 FICO and I got approved for $1,500.
Comment 4 by majtykamadness
Re: Couldn't Turn Down The Offer on 2011-09-09
Sometimes you just cannot figure out what cc companies are doing. I applied in Nov. 2010 with a score of 723 and was given $5000 limit. Prev BK in 2003 and 3 hard pulls in 6 months time. It wasn't instant, and had to call back to confirm details on CR, but was still approved for $5k.
Congrats and hopefully CLI will come your way as it seems you defiantly deserve a higher limit.
on 2011-09-09 Sometimes you just cannot figure out what cc companies are doing. I applied in Nov. 2010 with a score of 723 and was given $5000 limit. Prev BK in 2003 and 3 hard pulls in 6 months time. It wasn't instant, and had to call back to confirm details on CR, but was still approved for $5k.Congrats and hopefully CLI will come your way as it seems you defiantly deserve a higher limit.
Comment 5 by wanderer
Re: Couldn't Turn Down The Offer on 2011-09-10
Sometimes you just have to do what you do. Congrats!
on 2011-09-10 Sometimes you just have to do what you do. Congrats!
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
