"Lengthy Application!!!"
Discover® More® Card Review
Written by: bc8787 on 2011-09-06
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
bc8787's review: 
I applied for this card the same day i got instantly approved for a Citi card (9/1/2011) and got a "we need more time to process your application". 6 days later I finally receive a call from an analyst at Discover. I would have to say the phone call lasted about 20 minutes. She asked me about EVERYTHING that was on my credit report including why I had quite a few inquiries as well as some questionable personal questions. Which was explainable. She also asked me about a card that had got 180 days pasty due about 6 years ago and had to explain to her that i was 18 and didnt understand credit. At that point I was for sure she wasnt going to approve the application. But I did explain that we are all young at some point and I didnt know what credit was at the time. About 20 minutes later the analyst came back on the line and said "congratulations, your now a part of the discover family". APR is good at %9.99 and %0 for the first 15 months. Credit line is the lowest out of all my other cards ;-/ at $5,700, but oh well.
Good part is I talked to 3 different people at Discover... all from United States!! That is a ++
I applied for this card the same day i got instantly approved for a Citi card (9/1/2011) and got a "we need more time to process your application". 6 days later I finally receive a call from an analyst at Discover. I would have to say the phone call lasted about 20 minutes. She asked me about EVERYTHING that was on my credit report including why I had quite a few inquiries as well as some questionable personal questions. Which was explainable. She also asked me about a card that had got 180 days pasty due about 6 years ago and had to explain to her that i was 18 and didnt understand credit. At that point I was for sure she wasnt going to approve the application. But I did explain that we are all young at some point and I didnt know what credit was at the time. About 20 minutes later the analyst came back on the line and said "congratulations, your now a part of the discover family". APR is good at %9.99 and %0 for the first 15 months. Credit line is the lowest out of all my other cards ;-/ at $5,700, but oh well. Good part is I talked to 3 different people at Discover... all from United States!! That is a ++
2 Comments
Comment 1 by derek1061
Re: Lengthy Application!!! 
on 2011-09-06
Congratulations. I just received the Discover More myself, they always call you to confirm info they did the same thing with me. I personally love my new card and the customer service is so friendly and courteous.
on 2011-09-06 Congratulations. I just received the Discover More myself, they always call you to confirm info they did the same thing with me. I personally love my new card and the customer service is so friendly and courteous.
Comment 2 by wanderer
Re: Lengthy Application!!! on 2011-09-07
Congrats! It seems Discover is doing their home work. Great CL and APR.
on 2011-09-07 Congrats! It seems Discover is doing their home work. Great CL and APR.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
