"Approved!"
Citi® Platinum Select® MasterCard Review
Written by: hjm331 on 2011-08-18
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hjm331's review: 
I received an email from Citi today stating I have been approved for this card for a credit line of $1,200.00. I was hoping for a a higher credit line because I wanted to do a balance transfer from a credit card with a high interest rate. I know that Citi is good with credit line increases so hopefully I will be able to get some increases along the way to take advantage of their 0% APR on purchases and balance transfers.
I received an email from Citi today stating I have been approved for this card for a credit line of $1,200.00. I was hoping for a a higher credit line because I wanted to do a balance transfer from a credit card with a high interest rate. I know that Citi is good with credit line increases so hopefully I will be able to get some increases along the way to take advantage of their 0% APR on purchases and balance transfers.
6 Comments
Comment 1 by finance globe
Re: Approved! 
on 2011-08-19
Congrats! Don't take it to heart because they are lending on the tighter side for now. Just build your status with them and a CLI will be on the table sooner than later!
on 2011-08-19 Congrats! Don't take it to heart because they are lending on the tighter side for now. Just build your status with them and a CLI will be on the table sooner than later!
Comment 2 by hjm331
Re: Approved! on 2011-08-19
I had a secured card with them for 2 yrs and they didn't budge when I asked for an increase from $400 so I ended up closing them. Nice to see them letting me back in.
on 2011-08-19 I had a secured card with them for 2 yrs and they didn't budge when I asked for an increase from $400 so I ended up closing them. Nice to see them letting me back in.
Comment 3 by wanderer
Re: Approved! on 2011-08-19
Congrats! You are working yourself into the main stream. This is a good card. Citi invited me after a couple years with this card to add the Citi "Thank You" Mastercard to my portfolio. It takes time with them (two years for me).
on 2011-08-19 Congrats! You are working yourself into the main stream. This is a good card. Citi invited me after a couple years with this card to add the Citi "Thank You" Mastercard to my portfolio. It takes time with them (two years for me).
Comment 4 by derek1061
Re: Approved! on 2011-08-19
Congratulations. It is nice to be approved for something although I hope you got a good interest rate otherwise I'm not so sure I would accept the card. CITI is a great bank I recently got approved for the CITI dividend student visa with a $1,500 CL and the Discover student more with a $1,000 CL.
on 2011-08-19 Congratulations. It is nice to be approved for something although I hope you got a good interest rate otherwise I'm not so sure I would accept the card. CITI is a great bank I recently got approved for the CITI dividend student visa with a $1,500 CL and the Discover student more with a $1,000 CL.
Comment 5 by hjm331
Re: Approved! on 2011-08-20
They're currently offering 0% on purchases and balance transfers which no one can compete with as of now.
on 2011-08-20 They're currently offering 0% on purchases and balance transfers which no one can compete with as of now.
Comment 6 by derek1061
Re: Approved! on 2011-08-21
That is very good. I personally love Citi bank that seem to be a great company and very good with credit limit increases. You should have no problem getting one soon. Good luck
on 2011-08-21 That is very good. I personally love Citi bank that seem to be a great company and very good with credit limit increases. You should have no problem getting one soon. Good luck
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
