"Instantly Approved!"
Sam's Club Consumer Credit Review
Written by: patrick12 on 2011-06-06
Overall Satisfaction
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patrick12's review: 
I set up an online account with Sam's Club because I became a member last fall! A little box poped up inviting me to apply for the Sam's Discover card, I decided what the heck? I get the dreaded 7-10 day message screen, then today I get an email from Identity Moniter telling me there has been a change made on my account, I open it up, and there it is, a trade line for a Sam's Card, the limit is $300.00, what a joke huh? Oh well, I will keep it and see where it takes me! Credit score at the time is 676 TransUnion and thats what bureau they pulled on me.
I set up an online account with Sam's Club because I became a member last fall! A little box poped up inviting me to apply for the Sam's Discover card, I decided what the heck? I get the dreaded 7-10 day message screen, then today I get an email from Identity Moniter telling me there has been a change made on my account, I open it up, and there it is, a trade line for a Sam's Card, the limit is $300.00, what a joke huh? Oh well, I will keep it and see where it takes me! Credit score at the time is 676 TransUnion and thats what bureau they pulled on me.
3 Comments
Comment 1 by kdb030609
Re: Instantly Approved! 
on 2011-06-06
Congratulations!!! $300 may seem small but it's still a great start. I started off almost a year and a half ago with the same card. I started with $1400 CL and now the CL is at $10,000. They definitely like a lot of use and pay in full. The drastic change in CL is in only three seperate CLI's. So before you know it! I'm sure you'll be rewarded with a CLI!
on 2011-06-06 Congratulations!!! $300 may seem small but it's still a great start. I started off almost a year and a half ago with the same card. I started with $1400 CL and now the CL is at $10,000. They definitely like a lot of use and pay in full. The drastic change in CL is in only three seperate CLI's. So before you know it! I'm sure you'll be rewarded with a CLI!
Comment 2 by colonative
Re: Instantly Approved! on 2011-06-06
Congrats. GEMB seems to be pretty generous with its Sam's Club and Sam's Club Discover cards, so the $300 will likely get higher in a short amount of time with regular payments.
Are you able to make payments at Sam's Club on this account? Just curious.
on 2011-06-06 Congrats. GEMB seems to be pretty generous with its Sam's Club and Sam's Club Discover cards, so the $300 will likely get higher in a short amount of time with regular payments.Are you able to make payments at Sam's Club on this account? Just curious.
Comment 3 by majtykamadness
Re: Instantly Approved! on 2011-06-21
Excellent advise so far.
I got this card in June `10 and I was instantly approved for $2500. It is already at $4K in just a year. Pay on-time and keep your CL will improve. If possible, keep usage low to show you can handle the new CL increase when you get it.
on 2011-06-21 Excellent advise so far. I got this card in June `10 and I was instantly approved for $2500. It is already at $4K in just a year. Pay on-time and keep your CL will improve. If possible, keep usage low to show you can handle the new CL increase when you get it.
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Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.
