"Approval Confirmed...."
My Best Buy® Visa® Card Review
Written by: callme00 on 2011-04-08
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
callme00's review: 
I submitted an application today for a Best Buy store card account. Got a funny message saying: "We cant verify your identity". So I called in and was told that I was denied. I explained to the foreign representative that it didn't give me that denial error and requested to speak with a supervisor. The supervisor explained that I was indeed denied for the Best Buy store card, but was approved for the Reward Zone Master Card as long as I could verify some security questions. Everything went smoothly with a credit limit of $500.00 and annual fee of $39.00... Chapter 7 BK discharge 11-18-2010. They pulled from Equifax...
I submitted an application today for a Best Buy store card account. Got a funny message saying: "We cant verify your identity". So I called in and was told that I was denied. I explained to the foreign representative that it didn't give me that denial error and requested to speak with a supervisor. The supervisor explained that I was indeed denied for the Best Buy store card, but was approved for the Reward Zone Master Card as long as I could verify some security questions. Everything went smoothly with a credit limit of $500.00 and annual fee of $39.00... Chapter 7 BK discharge 11-18-2010. They pulled from Equifax...
5 Comments
Comment 1 by hammer23
Re: Approval Confirmed.... 
on 2011-04-08
Congratulations on your approval. This is one of the cards I got after my BK and HSBC has been pleasant to work with. They have raised my limit once in the last 13 months.
Good luck in your rebuilding efforts and congrats again on your approval.
on 2011-04-08 Congratulations on your approval. This is one of the cards I got after my BK and HSBC has been pleasant to work with. They have raised my limit once in the last 13 months. Good luck in your rebuilding efforts and congrats again on your approval.
Comment 2 by hjm331
Re: Approval Cinfirmed.... on 2011-04-14
Congrats! This is a great to have when you're trying to build or rebuild your credit.
on 2011-04-14 Congrats! This is a great to have when you're trying to build or rebuild your credit.
Comment 3 by wanderer
Re: Approval Confirmed.... on 2011-04-18
Congrats on opening a new credit door.
on 2011-04-18 Congrats on opening a new credit door.
Comment 5 by rakesia205
Re: Approval Confirmed.... on 2011-06-06
I also agree..orchard mastercard was the one of the first banks to approve me after filing a chapter 13...I also have this card.My credit liimit started off at 300 and within a year, i moved up to 500.I can honestly say i havent had any problems with them.My first card was included in the Chapter 13 and i was able to get a second chance...
on 2011-06-06 I also agree..orchard mastercard was the one of the first banks to approve me after filing a chapter 13...I also have this card.My credit liimit started off at 300 and within a year, i moved up to 500.I can honestly say i havent had any problems with them.My first card was included in the Chapter 13 and i was able to get a second chance...
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
