"Great For Quick Processing!"
Choose n Charge® from Seventh Avenue Review
Written by: patrick12 on 2011-03-22
Overall Satisfaction
Customer Service
Rewards
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Delivery Time
patrick12's review: 
I applied for this card about 3 years ago when I started rebuilding, this card is not issued through a bank, rather its an in house issued card. Seventh Avenue markets its products through catalog mailings and through its web site. They pull Equifax the first time you choose to finance through them, and the interest rate varies depending on what state you live in. When I was approved 3 years ago it was for $400.00 dollars, since then its been increased to $950.00! They do not report your payment history to the major bureaus, however, I have found I always get promt shipments using their financing versus paying with credit card or check. I believe my Equifax score at the time of approval was 556! I hope this information helps others who may consider using this company for purchases.
I applied for this card about 3 years ago when I started rebuilding, this card is not issued through a bank, rather its an in house issued card. Seventh Avenue markets its products through catalog mailings and through its web site. They pull Equifax the first time you choose to finance through them, and the interest rate varies depending on what state you live in. When I was approved 3 years ago it was for $400.00 dollars, since then its been increased to $950.00! They do not report your payment history to the major bureaus, however, I have found I always get promt shipments using their financing versus paying with credit card or check. I believe my Equifax score at the time of approval was 556! I hope this information helps others who may consider using this company for purchases.
3 Comments
Comment 1 by wanderer
Re: Great For Quick Processing! 
on 2011-03-22
Interesting card. Seems they treat you right by being a cardholder! Great CL!
on 2011-03-22 Interesting card. Seems they treat you right by being a cardholder! Great CL!
Comment 2 by wanderer
Re: Great For Quick Processing! on 2011-03-22
Patrick12 - I was not able to e-mail to you as your profile does not allow me to do that. I did write a response in the forum under worst banks or something like that...?!
on 2011-03-22 Patrick12 - I was not able to e-mail to you as your profile does not allow me to do that. I did write a response in the forum under worst banks or something like that...?!
Comment 3 by wanderer
Re: Great For Quick Processing! on 2011-03-23
Patrick12 - I contacted FG to see what the story is with "Freinds" and "e-mail". I tried again to e-mail or add you as a friend and it said no! I told FG I have no clue what is going on. Turns out to be a system glitch. New Systems on April 8, 2011 will solve the challenge. Wanderer
on 2011-03-23 Patrick12 - I contacted FG to see what the story is with "Freinds" and "e-mail". I tried again to e-mail or add you as a friend and it said no! I told FG I have no clue what is going on. Turns out to be a system glitch. New Systems on April 8, 2011 will solve the challenge. Wanderer
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Disclaimer: This content is not provided by Seventh Avenue. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Seventh Avenue. Review content is powered by Finance Globe.
