"Why The Heck Not"
USAA Rewards™ World MasterCard® Review
Written by: quen12 on 2011-03-18
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
quen12's review: 
So 4 days ago I posted a review on the BOA Accelerated Rewards American Express that I was approved for $10k... I decided to refinance my car through USAA,(they pull equifax for everything) and I didn't know that once they pull your credit report they use it to determine ALL products you are available for. Well, after being approved for the loan at the lowest rate possible may I add( I love USAA) I was given a number to call to finish the refinance. The CSR told me there were 3 other products I qualified for with that credit pull... She said that I was approved for the USAA World Master card with a limit of $9k. Well, goodness although I've always wanted an Amex, if I would've known this, I would've never applied for the Amex. So I now have a Visa, Mastercard, and Amex. I'm def not looking for anything else. At the age of 22, with about 4 years AAoA I'm now gardening my credit. It's great that I only had to use one inquiry for my Equifax and Bank of America pulled Experian. I kinda got to double dip. I mean who would say no to $9k that you didn't even apply for or get dinged for. My Equifax score is a 721. Thanks for reading! (CSR's are AWESOME)
So 4 days ago I posted a review on the BOA Accelerated Rewards American Express that I was approved for $10k... I decided to refinance my car through USAA,(they pull equifax for everything) and I didn't know that once they pull your credit report they use it to determine ALL products you are available for. Well, after being approved for the loan at the lowest rate possible may I add( I love USAA) I was given a number to call to finish the refinance. The CSR told me there were 3 other products I qualified for with that credit pull... She said that I was approved for the USAA World Master card with a limit of $9k. Well, goodness although I've always wanted an Amex, if I would've known this, I would've never applied for the Amex. So I now have a Visa, Mastercard, and Amex. I'm def not looking for anything else. At the age of 22, with about 4 years AAoA I'm now gardening my credit. It's great that I only had to use one inquiry for my Equifax and Bank of America pulled Experian. I kinda got to double dip. I mean who would say no to $9k that you didn't even apply for or get dinged for. My Equifax score is a 721. Thanks for reading! (CSR's are AWESOME)
10 Comments
Comment 1 by wanderer
Re: Why The Heck Not 
on 2011-03-18
Congratulations! Totally awesome. Joined USAA in 02/2010 and found out what a wonderful organization they are with terrific customer service!!! Great CL. You are getting your bang for the buck!
on 2011-03-18 Congratulations! Totally awesome. Joined USAA in 02/2010 and found out what a wonderful organization they are with terrific customer service!!! Great CL. You are getting your bang for the buck!
Comment 2 by quen12
Re: Why The Heck Not on 2011-03-18
Thanks Wanderer. I've been with USAA almost my entire 4 year enlistment. I will never use another Credit Union/Bank for loans, insurance, or primary banking. They really do treat us well! I've NEVER been catered to like I was today. The account is already showing online and everything!
on 2011-03-18 Thanks Wanderer. I've been with USAA almost my entire 4 year enlistment. I will never use another Credit Union/Bank for loans, insurance, or primary banking. They really do treat us well! I've NEVER been catered to like I was today. The account is already showing online and everything!
Comment 3 by wanderer
Re: Why The Heck Not on 2011-03-18
As a past US Army Special Forces type... I never knew about USAA Federal Savings Bank, insurances and investments. It took ColoNative and FG from this site to put me on to them.
on 2011-03-18 As a past US Army Special Forces type... I never knew about USAA Federal Savings Bank, insurances and investments. It took ColoNative and FG from this site to put me on to them.
Comment 4 by quen12
Re: Why The Heck Not on 2011-03-18
One of the best kept secrets ;-) I'm 22 and opening a Roth IRA with them. I'd definitely recommend!... And as far as insurance... It's the best out there, they will beat any competitors price... They work WITH you. It seems they are more concerned about their customers than making money!
on 2011-03-18 One of the best kept secrets ;-) I'm 22 and opening a Roth IRA with them. I'd definitely recommend!... And as far as insurance... It's the best out there, they will beat any competitors price... They work WITH you. It seems they are more concerned about their customers than making money!
Comment 5 by patrick12
Re: Why The Heck Not on 2011-03-18
Congrats on the approval! You are right! USAA is amongst the best out there as far as a bank that caters to millitary families and personel! Enjoy your new card and auto loan!
on 2011-03-18 Congrats on the approval! You are right! USAA is amongst the best out there as far as a bank that caters to millitary families and personel! Enjoy your new card and auto loan!
Comment 6 by rsty99
Re: Why The Heck Not on 2011-03-19
Yes, I have to agree military service has paid me back in so many ways and this is one example, I am glad a few years ago they moved to allow all those who served honorable to have access to their great products and services. Congrats on your new card.
on 2011-03-19 Yes, I have to agree military service has paid me back in so many ways and this is one example, I am glad a few years ago they moved to allow all those who served honorable to have access to their great products and services. Congrats on your new card.
Comment 7 by meya
Re: Why The Heck Not on 2011-03-20
Wow, congrats! Very high scores, and high limits at such a young age.
on 2011-03-20 Wow, congrats! Very high scores, and high limits at such a young age.
Comment 9 by kiejon9
Re: Why The Heck Not on 2011-03-28
Congrats! I love usaa bank I have been banking with them for a long time and I have 2 credit cards from them
on 2011-03-28 Congrats! I love usaa bank I have been banking with them for a long time and I have 2 credit cards from them
Comment 10 by quen12
Re: Why The Heck Not on 2011-08-12
Update...I have a love hate relationship with this card...apr will NOT go any lower but I love the fact that if I wanted to I could do a cash advance right into my checking account without a higher apr...best policy is and will ALWAYS be PIF PIF PIF!!!!!
on 2011-08-12 Update...I have a love hate relationship with this card...apr will NOT go any lower but I love the fact that if I wanted to I could do a cash advance right into my checking account without a higher apr...best policy is and will ALWAYS be PIF PIF PIF!!!!!
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Disclaimer: This content is not provided by USAA Savings Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by USAA Savings Bank. Review content is powered by Finance Globe.
