"BofA Accelerated Rewards Approval"
Accelerated Rewards® Card Review
Written by: quen12 on 2011-03-14
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
quen12's review: 
I applied for this card on 03/11/2011 I was given the wicked 30 day message. I was told by someone else on another board to call the back door number and I did. I was actually approved that same day, but they needed to verify my address because I gave them 2 diff addresses b/c I just moved. I was given a $10k limit this morning. They pulled Experian score is 730 I had 4 inquiries when they pulled all from 2009. My total debt is $529 which I purposely left since my other couple credit cards are paid off. I've had my eye on this one for quite some time... I waited it out until I was basically debt free. I'm happy with my initial $10K credit limit and the perks of having an American Express!
I applied for this card on 03/11/2011 I was given the wicked 30 day message. I was told by someone else on another board to call the back door number and I did. I was actually approved that same day, but they needed to verify my address because I gave them 2 diff addresses b/c I just moved. I was given a $10k limit this morning. They pulled Experian score is 730 I had 4 inquiries when they pulled all from 2009. My total debt is $529 which I purposely left since my other couple credit cards are paid off. I've had my eye on this one for quite some time... I waited it out until I was basically debt free. I'm happy with my initial $10K credit limit and the perks of having an American Express!
7 Comments
Comment 1 by jaynaz
BofA Accelerated Rewards Approval 
on 2011-03-14
congrats on your approval - I recently did a product change to this card!
did they say how long it will take to receive the card? the CSR told me 2-3 weeks...
on 2011-03-14 congrats on your approval - I recently did a product change to this card!
did they say how long it will take to receive the card? the CSR told me 2-3 weeks...
Comment 2 by wanderer
Re: BofA Accelerated Rewards on 2011-03-14
WOW! Congrats! BofA is alive and well again... Nice card and great CL. You give us hope!
on 2011-03-14 WOW! Congrats! BofA is alive and well again... Nice card and great CL. You give us hope!
Comment 3 by quen12
Re: Accelerated Rewards on 2011-03-14
@Jaynaz I saw your review!... That's awesome they were able to give you $1500 increase AND the Amex! She said 7-10 business days. With the product change it's different though, I read that on myFICO forums.
@Wanderer... Thanks! My mouth dropped at the $10k I was expecting about $2500 at the most! I'm very thrilled! I definitely won't be applying for any more credit cards. This and my Visa is just fine for me. Good luck!!!
on 2011-03-14 @Jaynaz I saw your review!... That's awesome they were able to give you $1500 increase AND the Amex! She said 7-10 business days. With the product change it's different though, I read that on myFICO forums.@Wanderer... Thanks! My mouth dropped at the $10k I was expecting about $2500 at the most! I'm very thrilled! I definitely won't be applying for any more credit cards. This and my Visa is just fine for me. Good luck!!!
Comment 4 by jaynaz
BofA Accelerated Rewards Approval on 2011-03-14
that's great - yea I don't know why it takes longer from a product change. 7-10 days is awesome!
when I had my secured card converted to an unsecured rewards card - it took about 2 weeks for the card to show up. I'm in no rush to use it - just want to hold it haha
on 2011-03-14 that's great - yea I don't know why it takes longer from a product change. 7-10 days is awesome!
when I had my secured card converted to an unsecured rewards card - it took about 2 weeks for the card to show up. I'm in no rush to use it - just want to hold it haha
Comment 5 by jaynaz
BofA Accelerated Rewards Approval on 2011-03-14
that's great - yea I don't know why it takes longer from a product change. 7-10 days is awesome!
when I had my secured card converted to an unsecured rewards card - it took about 2 weeks for the card to show up. I'm in no rush to use it - just want to hold it haha
on 2011-03-14 that's great - yea I don't know why it takes longer from a product change. 7-10 days is awesome!
when I had my secured card converted to an unsecured rewards card - it took about 2 weeks for the card to show up. I'm in no rush to use it - just want to hold it haha
Comment 6 by wanderer
Re: BofA Accelerated Rewards on 2011-03-14
Yeah... BoA told me product changes take three to four weeks over new accounts, CL changes and so on. I did a product change and it took three weeks.
on 2011-03-14 Yeah... BoA told me product changes take three to four weeks over new accounts, CL changes and so on. I did a product change and it took three weeks.
Comment 7 by quen12
Re: Update on 2011-03-25
Update card came in the mail 2 days ago! They shipped it on the 18th and received it on the 23rd!
on 2011-03-25 Update card came in the mail 2 days ago! They shipped it on the 18th and received it on the 23rd!
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Disclaimer: This content is not provided by Bank of America®. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Bank of America®. Review content is powered by Finance Globe.
